BKCI vs QQQ

BKCI vs QQQ
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricBKCIQQQWinner
Expense Ratio0.65%0.18%
AUM$134M$496.3B
Dividend Yield1.33%0.44%
Holdings33108
YTD Return+4.72%+16.64%
1Y Return+9.91%+27.27%
3Y Return (annualized)+7.29%+25.96%
5Y Return (annualized)-+14.54%
Volatility (annualized)16.7%30.6%
Max Drawdown-31.0%-83.0%
Fund FamilyBNY Mellon Investment ManagementInvesco (US)
CategoryEquityEquity
InceptionDec 6, 2021Mar 10, 1999

BKCI vs QQQ Performance

BNY Mellon Concentrated International ETF (BKCI) is a ETF from BNY Mellon Investment Management and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year BKCI returned +9.91% while QQQ returned +27.27%. Year to date, BKCI is up 4.72% versus a gain of 16.64% for QQQ.

Over three years, BKCI compounded at +7.29% per year against +25.96% for QQQ. Across the full 5-year window we track, QQQ has the edge at +13.03% annualized vs +1.91%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 16.7% for BKCI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -31.0% for BKCI and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BKCI charges 0.65% per year while QQQ charges 0.18%. On a $10,000 position that is $65 vs $18 annually, a gap of $47 per year that compounds over a long holding period. On income, BKCI currently yields 1.33% against 0.44% for QQQ.

Holdings Overlap

0.0%overlap

BKCI and QQQ share 0 holdings out of 130 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BKCI or QQQ?

BKCI has an expense ratio of 0.65% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $47 per year of difference.

Which performed better, BKCI or QQQ?

Over the past year BKCI returned +9.91% vs +27.27% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (5 years), BKCI annualized +1.91% vs +13.03% for QQQ. Past performance does not guarantee future results.

Which is riskier, BKCI or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 16.7% for BKCI. Worst drawdown: BKCI -31.0% vs QQQ -83.0%.

Should I hold both BKCI and QQQ?

BKCI and QQQ have a monthly-return correlation of 0.74, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BKCI and QQQ?

BKCI and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 130 unique securities.

Which pays a higher dividend, BKCI or QQQ?

BKCI yields 1.33% while QQQ yields 0.44%, so BKCI currently pays the higher dividend yield.

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