BLCR vs SCHD
iShares Large Cap Core Active ETF vs Schwab US Dividend Equity ETF
Which is better, BLCR or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. BLCR led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 45.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BLCR | SCHD |
|---|---|---|
| Expense Ratio | 0.36% | 0.06%Best |
| AUM | $6.7B | $112.2B |
| Dividend Yield | 0.30% | 3.13% |
| Holdings | 44 | 103 |
| YTD Return | +17.22% | +27.56%Best |
| 1Y Return | +28.55% | +30.29%Best |
| 3Y Return (annualized) | - | +16.37% |
| 5Y Return (annualized) | - | +10.23% |
| Volatility (annualized) | 15.9% | 12.9%Best |
| Max Drawdown | -21.3% | -16.1%Best |
| $10,000 over 2.9 years | $20,843Best | $17,079 |
| Top 10 Weight | 45.9% | 41.5%Best |
| Fund Family | BlackRock, Inc. (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Oct 24, 2023 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Oct 26, 2023 to Sep 4, 2026 (2.9 years).
BLCR vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
BLCR vs SCHD Performance
iShares Large Cap Core Active ETF (BLCR) is an ETF from BlackRock, Inc. (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BLCR returned +28.55% while SCHD returned +30.29%. Year to date, BLCR is up 17.22% versus a gain of 27.56% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BLCR has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 12.9% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.3% for BLCR and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.33. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BLCR charges 0.36% per year while SCHD charges 0.06%. On a $10,000 position that is $36 vs $6 annually, a gap of $30 per year that compounds over a long holding period. On income, BLCR currently yields 0.30% against 3.13% for SCHD.
Holdings Overlap
3.0% of BLCR's money is in holdings SCHD also owns. 11.2% of SCHD's money is in holdings BLCR also owns.
SCHD and BLCR share little of their money.
3 positions in common, counted across the 44 positions we hold weights for in BLCR and 100 in SCHD, against full books of 44 and 103.
What only one of them owns
Our book lists 96 positions for SCHD that do not appear in our book for BLCR (88.7% of the fund), and 39 for BLCR that do not appear in SCHD (94.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of BLCR and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BLCR or SCHD?
BLCR has an expense ratio of 0.36% while SCHD charges 0.06%. SCHD is the cheaper option, by $30 a year on a $10,000 investment.
Which performed better, BLCR or SCHD?
Over the past year BLCR returned +28.55% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BLCR or SCHD?
BLCR has been the more volatile fund at 15.9% annualized versus 12.9% for SCHD. Worst drawdown: BLCR -21.3% vs SCHD -16.1%.
Should I hold both BLCR and SCHD?
BLCR and SCHD have a monthly-return correlation of 0.33, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BLCR and SCHD?
11.2% of SCHD's money is in holdings BLCR also owns. 11.2% of SCHD's is in holdings BLCR also owns. They hold 3 positions in common, counted across the 44 positions we hold weights for in BLCR and 100 in SCHD.
Which pays a higher dividend, BLCR or SCHD?
BLCR yields 0.30% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than BLCR?
SCHD has a lower expense ratio. BLCR led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 45.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.