BLCR vs VTI

BLCR vs VTI

Which is better, BLCR or VTI?

BLCR has been ahead.

VTI has a lower expense ratio. BLCR led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.92.

Lower Fees: VTIHigher Returns: BLCR

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBLCRVTI
Expense Ratio0.36%0.03%Best
AUM$6.7B$666.9B
Dividend Yield0.30%1.07%
Holdings443,543
YTD Return+17.22%Best+13.59%
1Y Return+28.55%Best+20.00%
3Y Return (annualized)-+20.95%
5Y Return (annualized)-+11.81%
Volatility (annualized)15.9%12.7%Best
Max Drawdown-21.3%-19.3%Best
$10,000 over 2.9 years$20,843Best$19,457
Fund FamilyBlackRock, Inc. (US)Vanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionOct 24, 2023May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Oct 26, 2023 to Sep 4, 2026 (2.9 years).

BLCR vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.

BLCR vs VTI Performance

iShares Large Cap Core Active ETF (BLCR) is an ETF from BlackRock, Inc. (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BLCR returned +28.55% while VTI returned +20.00%. Year to date, BLCR is up 17.22% versus a gain of 13.59% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

BLCR has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 12.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.3% for BLCR and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

BLCR charges 0.36% per year while VTI charges 0.03%. On a $10,000 position that is $36 vs $3 annually, a gap of $33 per year that compounds over a long holding period. On income, BLCR currently yields 0.30% against 1.07% for VTI.

Holdings Overlap

BLCR already in VTI87.9%

At least 87.9% of BLCR's money is in holdings VTI also owns.

Stated as a floor: for VTI, our book for it covers 92.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

Most of BLCR is already inside VTI. Owning both mostly buys the same companies twice.

37 positions in common, counted across the 44 positions we hold weights for in BLCR and 2,787 in VTI, against full books of 44 and 3,543.

Top Shared Holdings

StockWeight in BLCRWeight in VTIDifference
NVDANvidia Corp.6.81%6.32%0.49%
AMZNAmazon.Com Inc7.23%3.17%4.06%
AAPLApple, Inc3.21%5.84%2.63%
MSFTMicrosoft Corp 4.100 Feb 06 375.06%3.81%1.25%
GOOGLAlphabet Inc.Class A4.87%2.88%1.99%
METAMeta Platform Inc 4.17%1.70%2.47%
MUMicron Technology, Inc.3.23%1.79%1.44%
AVGOBroadcom Inc2.26%2.46%0.20%
VVisa Inc Class A3.91%0.77%3.14%
AMDAdvanced Micro Devices Inc2.68%1.30%1.38%

87.9% of BLCR is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

BLCRVTI

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Frequently Asked Questions

Which is cheaper, BLCR or VTI?

BLCR has an expense ratio of 0.36% while VTI charges 0.03%. VTI is the cheaper option, by $33 a year on a $10,000 investment.

Which performed better, BLCR or VTI?

Over the past year BLCR returned +28.55% vs +20.00% for VTI, so BLCR leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BLCR or VTI?

BLCR has been the more volatile fund at 15.9% annualized versus 12.7% for VTI. Worst drawdown: BLCR -21.3% vs VTI -19.3%.

Should I hold both BLCR and VTI?

BLCR and VTI have a monthly-return correlation of 0.92, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between BLCR and VTI?

At least 87.9% of BLCR's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 37 positions in common, counted across the 44 positions we hold weights for in BLCR and 2,787 in VTI.

Which pays a higher dividend, BLCR or VTI?

BLCR yields 0.30% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

Is VTI better than BLCR?

VTI has a lower expense ratio. BLCR led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.92. Which one suits a particular account depends on what it is for. This is information, not a recommendation.