BLCR vs VTI
iShares Large Cap Core Active ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BLCR or VTI?
BLCR has been ahead.
VTI has a lower expense ratio. BLCR led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.92. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 47.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BLCR | VTI |
|---|---|---|
| Expense Ratio | 0.36% | 0.03%Best |
| AUM | $9.2B | $690.1B |
| Dividend Yield | 0.29% | 1.03% |
| Holdings | 52 | 3,524 |
| YTD Return | +17.00%Best | +13.35% |
| 1Y Return | +24.45%Best | +15.92% |
| 3Y Return (annualized) | +27.89%Best | +23.41% |
| 5Y Return (annualized) | - | +12.83% |
| Volatility (annualized) | 15.7% | 12.6%Best |
| Max Drawdown | -21.3% | -19.3%Best |
| $10,000 over 2.9 years | $20,409Best | $19,083 |
| Top 10 Weight | 47.8% | 33.3%Best |
| Fund Family | BlackRock, Inc. (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Oct 24, 2023 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Oct 26, 2023 to Oct 2, 2026 (2.9 years).
BLCR vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
BLCR vs VTI Performance
iShares Large Cap Core Active ETF (BLCR) is an ETF from BlackRock, Inc. (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BLCR returned +24.45% while VTI returned +15.92%. Year to date, BLCR is up 17.00% versus a gain of 13.35% for VTI.
Over three years, BLCR compounded at +27.89% per year against +23.41% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BLCR has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 12.6% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.3% for BLCR and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
BLCR charges 0.36% per year while VTI charges 0.03%. On a $10,000 position that is $36 vs $3 annually, a gap of $33 per year that compounds over a long holding period. On income, BLCR currently yields 0.29% against 1.03% for VTI.
Holdings Overlap
92.2% of BLCR's money is in holdings VTI also owns. 40.3% of VTI's money is in holdings BLCR also owns.
Most of BLCR is already inside VTI. Owning both mostly buys the same companies twice.
46 positions in common, counted across the 51 positions we hold weights for in BLCR and 3,463 in VTI, against full books of 52 and 3,524.
What only one of them owns
Our book lists 1,106 positions for VTI that do not appear in our book for BLCR (57.1% of the fund), and 3 for BLCR that do not appear in VTI (4.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in BLCR | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 6.93% | 6.40% | 0.53% |
| MSFTMicrosoft Corp | 6.25% | 4.79% | 1.46% |
| AMZNAmazon.Com Inc | 6.96% | 3.65% | 3.31% |
| AAPLApple, Inc | 3.94% | 6.29% | 2.35% |
| GOOGLAlphabet Inc,class A | 4.65% | 2.90% | 1.75% |
| METAMeta Platforms Inc | 4.66% | 1.70% | 2.96% |
| VVisa Inc Class A | 4.35% | 0.83% | 3.52% |
| MUMicron Technology, Inc. | 3.22% | 1.29% | 1.93% |
| AVGOBroadcom Inc | 1.37% | 2.56% | 1.19% |
| CAHCardinal Health Inc. | 3.63% | 0.07% | 3.56% |
92.2% of BLCR is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BLCR or VTI?
BLCR has an expense ratio of 0.36% while VTI charges 0.03%. VTI is the cheaper option, by $33 a year on a $10,000 investment.
Which performed better, BLCR or VTI?
Over the past year BLCR returned +24.45% vs +15.92% for VTI, so BLCR leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BLCR or VTI?
BLCR has been the more volatile fund at 15.7% annualized versus 12.6% for VTI. Worst drawdown: BLCR -21.3% vs VTI -19.3%.
Should I hold both BLCR and VTI?
BLCR and VTI have a monthly-return correlation of 0.92, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between BLCR and VTI?
92.2% of BLCR's money is in holdings VTI also owns. 40.3% of VTI's is in holdings BLCR also owns. They hold 46 positions in common, counted across the 51 positions we hold weights for in BLCR and 3,463 in VTI.
Which pays a higher dividend, BLCR or VTI?
BLCR yields 0.29% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than BLCR?
VTI has a lower expense ratio. BLCR led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.92. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 47.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.