BLKC vs SPY

BLKC vs SPY

Which is better, BLKC or SPY?

Multi Alternative against Large Cap Blend.

SPY has a lower expense ratio. SPY led over 1Y and the full window.

Lower Fees: SPYHigher Returns: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBLKCSPY
Expense Ratio0.60%0.09%Best
AUM$4M$814.4B
Dividend Yield21.31%1.01%
Holdings85505
Volatility (annualized)42.4%15.5%Best
Max Drawdown-72.8%-24.5%Best
$10,000 over 4.4 years$11,071$16,543Best
Fund FamilyInvesco (US)State Street Investment Management
CategoryAlternativeEquity
StyleMulti AlternativeLarge Cap Blend
InceptionOct 7, 2021Jan 22, 1993

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 197 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. BLKC has data through Feb 23, 2026 and SPY through Sep 8, 2026.

Volatility and max drawdown, and the $10,000 over 4.4 years row, are measured over the window both funds cover: Oct 7, 2021 to Feb 23, 2026 (4.4 years).

Risk: Volatility and Drawdowns

BLKC has been the more volatile fund, with annualized monthly volatility of 42.4% compared with 15.5% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -72.8% for BLKC and -24.5% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BLKC charges 0.60% per year while SPY charges 0.09%. On a $10,000 position that is $60 vs $9 annually, a gap of $51 per year that compounds over a long holding period. On income, BLKC currently yields 21.31% against 1.01% for SPY.

You are not choosing between two funds in isolation.

Whichever of BLKC and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BLKCSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BLKC or SPY?

BLKC has an expense ratio of 0.60% while SPY charges 0.09%. SPY is the cheaper option, by $51 a year on a $10,000 investment.

Which is riskier, BLKC or SPY?

BLKC has been the more volatile fund at 42.4% annualized versus 15.5% for SPY. Worst drawdown: BLKC -72.8% vs SPY -24.5%.

Should I hold both BLKC and SPY?

BLKC and SPY have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BLKC or SPY?

BLKC yields 21.31% while SPY yields 1.01%, so BLKC currently pays the higher dividend yield.

Is SPY better than BLKC?

SPY has a lower expense ratio. SPY led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.