BNDX vs VTV
Vanguard Total International Bond ETF vs Vanguard Morningstar Value ETF
Which is better, BNDX or VTV?
Long Term Mid Quality against Large Cap Value.
VTV has a lower expense ratio. VTV led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BNDX | VTV |
|---|---|---|
| Expense Ratio | 0.07% | 0.03%Best |
| AUM | $82.7B | $187.8B |
| Dividend Yield | 4.58% | 1.82% |
| Holdings | 6,859 | 311 |
| YTD Return | -0.33% | +16.17%Best |
| 1Y Return | +0.09% | +21.79%Best |
| 3Y Return (annualized) | +4.12% | +19.03%Best |
| 5Y Return (annualized) | -0.08% | +12.81%Best |
| Volatility (annualized) | 4.1%Best | 13.9% |
| Max Drawdown | -17.2%Best | -36.8% |
| $10,000 over 5 years | $9,960 | $18,270Best |
| Fund Family | Vanguard (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Long Term Mid Quality | Large Cap Value |
| Inception | May 31, 2013 | Jan 26, 2004 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jun 4, 2013 to Sep 22, 2026 (13.3 years).
BNDX vs VTV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
BNDX vs VTV Performance
Vanguard Total International Bond ETF (BNDX) is an ETF from Vanguard (US) and Vanguard Morningstar Value ETF (VTV) is an ETF from Vanguard (US). Over the past year BNDX returned +0.09% while VTV returned +21.79%. Year to date, BNDX is down 0.33% versus a gain of 16.17% for VTV.
Over three years, BNDX compounded at +4.12% per year against +19.03% for VTV; over five years the annualized figures are -0.08% and +12.81% respectively. Across the full 13-year window we track, VTV has the edge at +10.27% annualized vs +1.02%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTV has been the more volatile fund, with annualized monthly volatility of 13.9% compared with 4.1% for BNDX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.2% for BNDX and -36.8% for VTV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.33. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BNDX charges 0.07% per year while VTV charges 0.03%. On a $10,000 position that is $7 vs $3 annually, a gap of $4 per year that compounds over a long holding period. On income, BNDX currently yields 4.58% against 1.82% for VTV.
Holdings Overlap
We hold position weights for 943 holdings in BNDX and 299 in VTV, totalling 11.3% and 98.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 943 positions we hold weights for in BNDX and 299 in VTV, against full books of 6,859 and 311.
You are not choosing between two funds in isolation.
Whichever of BNDX and VTV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BNDX or VTV?
BNDX has an expense ratio of 0.07% while VTV charges 0.03%. VTV is the cheaper option, by $4 a year on a $10,000 investment.
Which performed better, BNDX or VTV?
Over the past year BNDX returned +0.09% vs +21.79% for VTV, so VTV leads on 1-year performance. Over the longest common window we track (13 years), BNDX annualized +1.02% vs +10.27% for VTV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BNDX or VTV?
VTV has been the more volatile fund at 13.9% annualized versus 4.1% for BNDX. Worst drawdown: BNDX -17.2% vs VTV -36.8%.
Should I hold both BNDX and VTV?
BNDX and VTV have a monthly-return correlation of 0.33, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BNDX or VTV?
BNDX yields 4.58% while VTV yields 1.82%, so BNDX currently pays the higher dividend yield.
Is VTV better than BNDX?
VTV has a lower expense ratio. VTV led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.