BOBP vs SCHD
CORE16 Best of Breed Premier Index ETF vs Schwab US Dividend Equity ETF
Which is better, BOBP or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. BOBP is less concentrated, with 35.6% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BOBP | SCHD |
|---|---|---|
| Expense Ratio | 0.70% | 0.06%Best |
| AUM | $2M | $112.1B |
| Dividend Yield | 2.86% | 3.00% |
| Holdings | 52 | 103 |
| YTD Return | +12.55% | +25.88%Best |
| 1Y Return | +14.81% | +30.22%Best |
| 3Y Return (annualized) | - | +16.05% |
| 5Y Return (annualized) | - | +10.17% |
| Volatility (annualized) | 22.3% | 12.1%Best |
| Max Drawdown | -16.3% | -4.6%Best |
| $10,000 over 1.3 years | $12,327 | $13,764Best |
| Top 10 Weight | 35.6%Best | 41.8% |
| Fund Family | Exchange Traded Concepts Trust | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | May 20, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: May 21, 2025 to Sep 14, 2026 (1.3 years).
BOBP vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.
BOBP vs SCHD Performance
CORE16 Best of Breed Premier Index ETF (BOBP) is an ETF from Exchange Traded Concepts Trust and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BOBP returned +14.81% while SCHD returned +30.22%. Year to date, BOBP is up 12.55% versus a gain of 25.88% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BOBP has been the more volatile fund, with annualized monthly volatility of 22.3% compared with 12.1% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.3% for BOBP and -4.6% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.06. They move largely independently of each other.
Fees and Cost Over Time
BOBP charges 0.70% per year while SCHD charges 0.06%. On a $10,000 position that is $70 vs $6 annually, a gap of $64 per year that compounds over a long holding period. On income, BOBP currently yields 2.86% against 3.00% for SCHD.
Holdings Overlap
7.5% of BOBP's money is in holdings SCHD also owns. 11.3% of SCHD's money is in holdings BOBP also owns.
SCHD and BOBP share little of their money.
4 positions in common, counted across the 51 positions we hold weights for in BOBP and 100 in SCHD, against full books of 52 and 103.
What only one of them owns
Our book lists 95 positions for SCHD that do not appear in our book for BOBP (88.7% of the fund), and 43 for BOBP that do not appear in SCHD (84.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of BOBP and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BOBP or SCHD?
BOBP has an expense ratio of 0.70% while SCHD charges 0.06%. SCHD is the cheaper option, by $64 a year on a $10,000 investment.
Which performed better, BOBP or SCHD?
Over the past year BOBP returned +14.81% vs +30.22% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), BOBP annualized +17.46% vs +27.86% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BOBP or SCHD?
BOBP has been the more volatile fund at 22.3% annualized versus 12.1% for SCHD. Worst drawdown: BOBP -16.3% vs SCHD -4.6%.
Should I hold both BOBP and SCHD?
BOBP and SCHD have a monthly-return correlation of 0.06, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BOBP and SCHD?
11.3% of SCHD's money is in holdings BOBP also owns. 11.3% of SCHD's is in holdings BOBP also owns. They hold 4 positions in common, counted across the 51 positions we hold weights for in BOBP and 100 in SCHD.
Which pays a higher dividend, BOBP or SCHD?
BOBP yields 2.86% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than BOBP?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. BOBP is less concentrated, with 35.6% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.