BSCP vs SCHD
Invesco BulletShares 2025 Corporate Bond ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | BSCP | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.10% | 0.06% | |
| AUM | $1.9B | $108.7B | |
| Dividend Yield | 3.83% | 3.13% | |
| Holdings | 50 | 104 | |
| YTD Return | +0.07% | +26.50% | |
| 1Y Return | -0.07% | +31.25% | |
| 3Y Return (annualized) | +0.83% | +16.34% | |
| 5Y Return (annualized) | -1.74% | +10.10% | |
| Volatility (annualized) | 4.1% | 13.6% | |
| Max Drawdown | -15.5% | -33.4% | |
| Fund Family | Invesco (US) | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Oct 7, 2015 | Oct 20, 2011 |
BSCP vs SCHD Performance
Invesco BulletShares 2025 Corporate Bond ETF (BSCP) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BSCP returned -0.07% while SCHD returned +31.25%. Year to date, BSCP is up 0.07% versus a gain of 26.50% for SCHD.
Over three years, BSCP compounded at +0.83% per year against +16.34% for SCHD; over five years the annualized figures are -1.74% and +10.10% respectively. Across the full 10-year window we track, SCHD has the edge at +11.50% annualized vs +0.30%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 4.1% for BSCP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.5% for BSCP and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.43. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BSCP charges 0.10% per year while SCHD charges 0.06%. On a $10,000 position that is $10 vs $6 annually, a gap of $4 per year that compounds over a long holding period. On income, BSCP currently yields 3.83% against 3.13% for SCHD.
Holdings Overlap
BSCP and SCHD share 0 holdings out of 148 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BSCP or SCHD?
BSCP has an expense ratio of 0.10% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $4 per year of difference.
Which performed better, BSCP or SCHD?
Over the past year BSCP returned -0.07% vs +31.25% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), BSCP annualized +0.30% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, BSCP or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 4.1% for BSCP. Worst drawdown: BSCP -15.5% vs SCHD -33.4%.
Should I hold both BSCP and SCHD?
BSCP and SCHD have a monthly-return correlation of 0.43, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BSCP and SCHD?
BSCP and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 148 unique securities.
Which pays a higher dividend, BSCP or SCHD?
BSCP yields 3.83% while SCHD yields 3.13%, so BSCP currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.