BSCP vs VTI
Invesco BulletShares 2025 Corporate Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BSCP or VTI?
VTI costs less.
VTI has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BSCP | VTI |
|---|---|---|
| Expense Ratio | 0.10% | 0.03%Best |
| AUM | $1.9B | $666.9B |
| Dividend Yield | 3.83% | 1.03% |
| Holdings | 50 | 3,543 |
| Volatility (annualized) | 4.1%Best | 15.6% |
| Max Drawdown | -15.5%Best | -35.0% |
| Fund Family | Invesco (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Oct 7, 2015 | May 24, 2001 |
Not shown on this pair: YTD Price Return, 1Y Price Return, 3Y Price Return (annualized), 5Y Price Return (annualized), $10,000 over 10.2 years, Top 10 Weight.
The two price series end 265 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. BSCP has data through Dec 17, 2025 and VTI through Sep 8, 2026.
Volatility and max drawdown, and the $10,000 over 10.2 years row, are measured over the window both funds cover: Oct 8, 2015 to Dec 17, 2025 (10.2 years).
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 4.1% for BSCP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.5% for BSCP and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.48. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BSCP charges 0.10% per year while VTI charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, BSCP currently yields 3.83% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 48 holdings in BSCP and 2,787 in VTI, totalling 100.0% and 92.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 273 days apart, BSCP as of Sep 30, 2025 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 48 positions we hold weights for in BSCP and 2,787 in VTI, against full books of 50 and 3,543.
You are not choosing between two funds in isolation.
Whichever of BSCP and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BSCP or VTI?
BSCP has an expense ratio of 0.10% while VTI charges 0.03%. VTI is the cheaper option, by $7 a year on a $10,000 investment.
Which is riskier, BSCP or VTI?
VTI has been the more volatile fund at 15.6% annualized versus 4.1% for BSCP. Worst drawdown: BSCP -15.5% vs VTI -35.0%.
Should I hold both BSCP and VTI?
BSCP and VTI have a monthly-return correlation of 0.48, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BSCP or VTI?
BSCP yields 3.83% while VTI yields 1.03%, so BSCP currently pays the higher dividend yield.
Is VTI better than BSCP?
VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.