BSCP vs VYM

BSCP vs VYM

Which is better, BSCP or VYM?

VYM costs less.

VYM has a lower expense ratio. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 82.3%.

Lower Fees: VYMLess Concentrated: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBSCPVYM
Expense Ratio0.10%0.04%Best
AUM$1.9B$81.6B
Dividend Yield3.83%2.24%
Holdings50613
Volatility (annualized)4.1%Best14.1%
Max Drawdown-15.5%Best-35.7%
Top 10 Weight82.3%25.9%Best
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
Style-Large Cap Value
InceptionOct 7, 2015Nov 10, 2006

Not shown on this pair: YTD Price Return, 1Y Price Return, 3Y Price Return (annualized), 5Y Price Return (annualized), $10,000 over 10.2 years.

The two price series end 265 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. BSCP has data through Dec 17, 2025 and VYM through Sep 8, 2026.

Volatility and max drawdown, and the $10,000 over 10.2 years row, are measured over the window both funds cover: Oct 8, 2015 to Dec 17, 2025 (10.2 years).

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 4.1% for BSCP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.5% for BSCP and -35.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.41. They move together some of the time, and apart the rest.

Fees and Cost Over Time

BSCP charges 0.10% per year while VYM charges 0.04%. On a $10,000 position that is $10 vs $4 annually, a gap of $6 per year that compounds over a long holding period. On income, BSCP currently yields 3.83% against 2.24% for VYM.

Holdings Overlap

We hold position weights for 48 holdings in BSCP and 602 in VYM, totalling 100.0% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 273 days apart, BSCP as of Sep 30, 2025 and VYM as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 48 positions we hold weights for in BSCP and 602 in VYM, against full books of 50 and 613.

What only one of them owns

Our book lists 569 positions for VYM that do not appear in our book for BSCP (97.2% of the fund), and 48 for BSCP that do not appear in VYM (100.0%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

You are not choosing between two funds in isolation.

Whichever of BSCP and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BSCPVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BSCP or VYM?

BSCP has an expense ratio of 0.10% while VYM charges 0.04%. VYM is the cheaper option, by $6 a year on a $10,000 investment.

Which is riskier, BSCP or VYM?

VYM has been the more volatile fund at 14.1% annualized versus 4.1% for BSCP. Worst drawdown: BSCP -15.5% vs VYM -35.7%.

Should I hold both BSCP and VYM?

BSCP and VYM have a monthly-return correlation of 0.41, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BSCP or VYM?

BSCP yields 3.83% while VYM yields 2.24%, so BSCP currently pays the higher dividend yield.

Is VYM better than BSCP?

VYM has a lower expense ratio. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 82.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.