BSCR vs VTI
Invesco BulletShares 2027 Corporate Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | BSCR | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.10% | 0.03% | |
| AUM | $4.6B | $666.9B | |
| Dividend Yield | 4.27% | 1.07% | |
| Holdings | 492 | 3,543 | |
| YTD Return | +2.01% | +14.82% | |
| 1Y Return | +4.05% | +22.43% | |
| 3Y Return (annualized) | +5.64% | +21.93% | |
| 5Y Return (annualized) | +1.39% | +12.34% | |
| Volatility (annualized) | 5.5% | 15.4% | |
| Max Drawdown | -17.3% | -56.6% | |
| Fund Family | Invesco (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 26, 2017 | May 24, 2001 |
BSCR vs VTI Performance
Invesco BulletShares 2027 Corporate Bond ETF (BSCR) is a ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BSCR returned +4.05% while VTI returned +22.43%. Year to date, BSCR is up 2.01% versus a gain of 14.82% for VTI.
Over three years, BSCR compounded at +5.64% per year against +21.93% for VTI; over five years the annualized figures are +1.39% and +12.34% respectively. Across the full 9-year window we track, VTI has the edge at +8.16% annualized vs +2.00%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 5.5% for BSCR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.3% for BSCR and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.58. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BSCR charges 0.10% per year while VTI charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, BSCR currently yields 4.27% against 1.07% for VTI.
Holdings Overlap
BSCR and VTI share 1 holdings out of 3255 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in BSCR | Weight in VTI | Difference |
|---|---|---|---|
| DVN | 0.15% | 0.07% | 0.08% |
Frequently Asked Questions
Which is cheaper, BSCR or VTI?
BSCR has an expense ratio of 0.10% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $7 per year of difference.
Which performed better, BSCR or VTI?
Over the past year BSCR returned +4.05% vs +22.43% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (9 years), BSCR annualized +2.00% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, BSCR or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 5.5% for BSCR. Worst drawdown: BSCR -17.3% vs VTI -56.6%.
Should I hold both BSCR and VTI?
BSCR and VTI have a monthly-return correlation of 0.58, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BSCR and VTI?
BSCR and VTI share 1 common holdings with a 0.1% weight overlap. Combined, they hold 3255 unique securities.
Which pays a higher dividend, BSCR or VTI?
BSCR yields 4.27% while VTI yields 1.07%, so BSCR currently pays the higher dividend yield.
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