BSCR vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricBSCRVYMWinner
Expense Ratio0.10%0.04%
AUM$4.6B$79.0B
Dividend Yield4.29%2.86%
Holdings499568
YTD Return+1.96%+16.53%
1Y Return+3.97%+25.03%
3Y Return (annualized)+5.60%+18.54%
5Y Return (annualized)+1.45%+12.25%
Volatility (annualized)5.5%14.6%
Max Drawdown-17.3%-58.8%
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionSep 26, 2017Nov 10, 2006

BSCR vs VYM Performance

Invesco BulletShares 2027 Corporate Bond ETF (BSCR) is a ETF from Invesco (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year BSCR returned +3.97% while VYM returned +25.03%. Year to date, BSCR is up 1.96% versus a gain of 16.53% for VYM.

Over three years, BSCR compounded at +5.60% per year against +18.54% for VYM; over five years the annualized figures are +1.45% and +12.25% respectively. Across the full 9-year window we track, VYM has the edge at +7.10% annualized vs +2.00%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 5.5% for BSCR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.3% for BSCR and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.49. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BSCR charges 0.10% per year while VYM charges 0.04%. On a $10,000 position that is $10 vs $4 annually, a gap of $6 per year that compounds over a long holding period. On income, BSCR currently yields 4.29% against 2.86% for VYM.

Holdings Overlap

0.1%overlap

BSCR and VYM share 1 holdings out of 1026 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BSCRWeight in VYMDifference
DVN0.15%0.12%0.03%

Frequently Asked Questions

Which is cheaper, BSCR or VYM?

BSCR has an expense ratio of 0.10% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $6 per year of difference.

Which performed better, BSCR or VYM?

Over the past year BSCR returned +3.97% vs +25.03% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (9 years), BSCR annualized +2.00% vs +7.10% for VYM. Past performance does not guarantee future results.

Which is riskier, BSCR or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 5.5% for BSCR. Worst drawdown: BSCR -17.3% vs VYM -58.8%.

Should I hold both BSCR and VYM?

BSCR and VYM have a monthly-return correlation of 0.49, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BSCR and VYM?

BSCR and VYM share 1 common holdings with a 0.1% weight overlap. Combined, they hold 1026 unique securities.

Which pays a higher dividend, BSCR or VYM?

BSCR yields 4.29% while VYM yields 2.86%, so BSCR currently pays the higher dividend yield.

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