BSCR vs VYM

BSCR vs VYM

Which is better, BSCR or VYM?

VYM has been ahead.

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. BSCR is less concentrated, with 6.9% of the fund in its ten largest positions against 26.1%.

Lower Fees: VYMHigher Returns: VYMLess Concentrated: BSCR

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBSCRVYM
Expense Ratio0.10%0.04%Best
AUM$4.6B$83.1B
Dividend Yield4.24%2.22%
Holdings975608
YTD Return+2.21%+9.22%Best
1Y Return+3.34%+12.81%Best
3Y Return (annualized)+5.99%+18.21%Best
5Y Return (annualized)+1.45%+11.39%Best
Volatility (annualized)5.4%Best14.9%
Max Drawdown-17.3%Best-35.7%
$10,000 over 5 years$10,746$17,149Best
Top 10 Weight6.9%Best26.1%
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
Style-Large Cap Value
InceptionSep 26, 2017Nov 10, 2006

Volatility and max drawdown are measured over the window both funds cover: Sep 27, 2017 to Oct 1, 2026 (9 years).

BSCR vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9 years both funds cover.

BSCR vs VYM Performance

Invesco BulletShares 2027 Corporate Bond ETF (BSCR) is an ETF from Invesco (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year BSCR returned +3.34% while VYM returned +12.81%. Year to date, BSCR is up 2.21% versus a gain of 9.22% for VYM.

Over three years, BSCR compounded at +5.99% per year against +18.21% for VYM; over five years the annualized figures are +1.45% and +11.39% respectively. Across the full 9-year window we track, VYM has the edge at +9.51% annualized vs +2.00%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.9% compared with 5.4% for BSCR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.3% for BSCR and -35.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.49. They move together some of the time, and apart the rest.

Fees and Cost Over Time

BSCR charges 0.10% per year while VYM charges 0.04%. On a $10,000 position that is $10 vs $4 annually, a gap of $6 per year that compounds over a long holding period. On income, BSCR currently yields 4.24% against 2.22% for VYM.

Holdings Overlap

We hold position weights for 476 holdings in BSCR and 557 in VYM, totalling 98.3% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 46 days apart, BSCR as of Sep 15, 2026 and VYM as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 476 positions we hold weights for in BSCR and 557 in VYM, against full books of 975 and 608.

What only one of them owns

Our book lists 524 positions for VYM that do not appear in our book for BSCR (97.1% of the fund), and 472 for BSCR that do not appear in VYM (98.3%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

You are not choosing between two funds in isolation.

Whichever of BSCR and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BSCRVYM

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Frequently Asked Questions

Which is cheaper, BSCR or VYM?

BSCR has an expense ratio of 0.10% while VYM charges 0.04%. VYM is the cheaper option, by $6 a year on a $10,000 investment.

Which performed better, BSCR or VYM?

Over the past year BSCR returned +3.34% vs +12.81% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (9 years), BSCR annualized +2.00% vs +9.51% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BSCR or VYM?

VYM has been the more volatile fund at 14.9% annualized versus 5.4% for BSCR. Worst drawdown: BSCR -17.3% vs VYM -35.7%.

Should I hold both BSCR and VYM?

BSCR and VYM have a monthly-return correlation of 0.49, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BSCR or VYM?

BSCR yields 4.24% while VYM yields 2.22%, so BSCR currently pays the higher dividend yield.

Is VYM better than BSCR?

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. BSCR is less concentrated, with 6.9% of the fund in its ten largest positions against 26.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.