BSCV vs VTI
Invesco BulletShares 2031 Corporate Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BSCV or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BSCV | VTI |
|---|---|---|
| Expense Ratio | 0.10% | 0.03%Best |
| AUM | $1.8B | $666.9B |
| Dividend Yield | 4.72% | 1.03% |
| Holdings | 433 | 3,543 |
| YTD Return | -1.17% | +12.30%Best |
| 1Y Return | -0.16% | +16.08%Best |
| 3Y Return (annualized) | +5.87% | +21.01%Best |
| 5Y Return (annualized) | -0.27% | +12.36%Best |
| Volatility (annualized) | 8.4%Best | 15.9% |
| Max Drawdown | -23.3%Best | -25.4% |
| $10,000 over 5 years | $9,866 | $17,908Best |
| Fund Family | Invesco (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Sep 15, 2021 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 16, 2021 to Sep 18, 2026 (5 years).
BSCV vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover.
BSCV vs VTI Performance
Invesco BulletShares 2031 Corporate Bond ETF (BSCV) is an ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BSCV returned -0.16% while VTI returned +16.08%. Year to date, BSCV is down 1.17% versus a gain of 12.30% for VTI.
Over three years, BSCV compounded at +5.87% per year against +21.01% for VTI; over five years the annualized figures are -0.27% and +12.36% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 8.4% for BSCV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.3% for BSCV and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BSCV charges 0.10% per year while VTI charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, BSCV currently yields 4.72% against 1.03% for VTI.
Holdings Overlap
At least 2.2% of VTI's money is in holdings BSCV also owns.
Stated as a floor: for BSCV, our book for it covers 69.0% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VTI and BSCV share little of their money.
5 positions in common, counted across the 326 positions we hold weights for in BSCV and 3,463 in VTI, against full books of 433 and 3,543.
You are not choosing between two funds in isolation.
Whichever of BSCV and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BSCV or VTI?
BSCV has an expense ratio of 0.10% while VTI charges 0.03%. VTI is the cheaper option, by $7 a year on a $10,000 investment.
Which performed better, BSCV or VTI?
Over the past year BSCV returned -0.16% vs +16.08% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BSCV or VTI?
VTI has been the more volatile fund at 15.9% annualized versus 8.4% for BSCV. Worst drawdown: BSCV -23.3% vs VTI -25.4%.
Should I hold both BSCV and VTI?
BSCV and VTI have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BSCV and VTI?
At least 2.2% of VTI's money is in holdings BSCV also owns. Our book for BSCV is partial, so the real figure is this or higher. They hold 5 positions in common, counted across the 326 positions we hold weights for in BSCV and 3,463 in VTI.
Which pays a higher dividend, BSCV or VTI?
BSCV yields 4.72% while VTI yields 1.03%, so BSCV currently pays the higher dividend yield.
Is VTI better than BSCV?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.