Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricBSJSVOOWinner
Expense Ratio0.42%0.03%
AUM$726M$979.0B
Dividend Yield6.22%1.09%
Holdings198509
YTD Return+2.51%+13.80%
1Y Return+5.18%+23.71%
3Y Return (annualized)+8.16%+21.50%
5Y Return (annualized)+3.21%+13.44%
Volatility (annualized)7.3%14.1%
Max Drawdown-17.7%-34.3%
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionSep 16, 2020Sep 7, 2010

BSJS vs VOO Performance

Invesco BulletShares 2028 High Yield Corporate Bond ETF (BSJS) is a ETF from Invesco (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year BSJS returned +5.18% while VOO returned +23.71%. Year to date, BSJS is up 2.51% versus a gain of 13.80% for VOO.

Over three years, BSJS compounded at +8.16% per year against +21.50% for VOO; over five years the annualized figures are +3.21% and +13.44% respectively. Across the full 6-year window we track, VOO has the edge at +13.58% annualized vs +3.56%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 7.3% for BSJS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.7% for BSJS and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BSJS charges 0.42% per year while VOO charges 0.03%. On a $10,000 position that is $42 vs $3 annually, a gap of $39 per year that compounds over a long holding period. On income, BSJS currently yields 6.22% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

BSJS and VOO share 0 holdings out of 690 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BSJS or VOO?

BSJS has an expense ratio of 0.42% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $39 per year of difference.

Which performed better, BSJS or VOO?

Over the past year BSJS returned +5.18% vs +23.71% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (6 years), BSJS annualized +3.56% vs +13.58% for VOO. Past performance does not guarantee future results.

Which is riskier, BSJS or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 7.3% for BSJS. Worst drawdown: BSJS -17.7% vs VOO -34.3%.

Should I hold both BSJS and VOO?

BSJS and VOO have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BSJS and VOO?

BSJS and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 690 unique securities.

Which pays a higher dividend, BSJS or VOO?

BSJS yields 6.22% while VOO yields 1.09%, so BSJS currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.