BSJV vs SPY

BSJV vs SPY

Which is better, BSJV or SPY?

High Yield Bond against Large Cap Blend.

SPY has a lower expense ratio. SPY led over 1Y, 3Y and the full window.

Lower Fees: SPYHigher Returns: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBSJVSPY
Expense Ratio0.42%0.09%Best
AUM$121M$804.7B
Dividend Yield6.68%0.98%
Holdings215505
YTD Return+0.55%+11.52%Best
1Y Return+2.32%+17.48%Best
3Y Return (annualized)+8.90%+20.62%Best
5Y Return (annualized)-+12.73%
Volatility (annualized)5.9%Best12.5%
Max Drawdown-4.7%Best-18.8%
$10,000 over 3 years$12,915$17,963Best
Fund FamilyInvesco (US)State Street Investment Management
CategoryFixed IncomeEquity
StyleHigh Yield BondLarge Cap Blend
InceptionSep 20, 2023Jan 22, 1993

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Sep 20, 2023 to Sep 10, 2026 (3 years).

BSJV vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.

BSJV vs SPY Performance

Invesco BulletShares 2031 High Yield Corporate Bond ETF (BSJV) is an ETF from Invesco (US) and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year BSJV returned +2.32% while SPY returned +17.48%. Year to date, BSJV is up 0.55% versus a gain of 11.52% for SPY.

Over three years, BSJV compounded at +8.90% per year against +20.62% for SPY.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 12.5% compared with 5.9% for BSJV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.7% for BSJV and -18.8% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BSJV charges 0.42% per year while SPY charges 0.09%. On a $10,000 position that is $42 vs $9 annually, a gap of $33 per year that compounds over a long holding period. On income, BSJV currently yields 6.68% against 0.98% for SPY.

Holdings Overlap

We hold position weights for 151 holdings in BSJV and 504 in SPY, totalling 59.1% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 151 positions we hold weights for in BSJV and 504 in SPY, against full books of 215 and 505.

You are not choosing between two funds in isolation.

Whichever of BSJV and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BSJVSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BSJV or SPY?

BSJV has an expense ratio of 0.42% while SPY charges 0.09%. SPY is the cheaper option, by $33 a year on a $10,000 investment.

Which performed better, BSJV or SPY?

Over the past year BSJV returned +2.32% vs +17.48% for SPY, so SPY leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BSJV or SPY?

SPY has been the more volatile fund at 12.5% annualized versus 5.9% for BSJV. Worst drawdown: BSJV -4.7% vs SPY -18.8%.

Should I hold both BSJV and SPY?

BSJV and SPY have a monthly-return correlation of 0.73, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BSJV or SPY?

BSJV yields 6.68% while SPY yields 0.98%, so BSJV currently pays the higher dividend yield.

Is SPY better than BSJV?

SPY has a lower expense ratio. SPY led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.