BSJV vs VTI
Invesco BulletShares 2031 High Yield Corporate Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BSJV or VTI?
High Yield Bond against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BSJV | VTI |
|---|---|---|
| Expense Ratio | 0.42% | 0.03%Best |
| AUM | $121M | $666.9B |
| Dividend Yield | 6.68% | 1.03% |
| Holdings | 215 | 3,543 |
| YTD Return | +0.55% | +11.65%Best |
| 1Y Return | +2.32% | +17.34%Best |
| 3Y Return (annualized) | +8.90% | +20.35%Best |
| 5Y Return (annualized) | - | +11.72% |
| Volatility (annualized) | 5.9%Best | 12.9% |
| Max Drawdown | -4.7%Best | -19.3% |
| $10,000 over 3 years | $12,915 | $17,857Best |
| Fund Family | Invesco (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | High Yield Bond | Large Cap Blend |
| Inception | Sep 20, 2023 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Sep 20, 2023 to Sep 10, 2026 (3 years).
BSJV vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.
BSJV vs VTI Performance
Invesco BulletShares 2031 High Yield Corporate Bond ETF (BSJV) is an ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BSJV returned +2.32% while VTI returned +17.34%. Year to date, BSJV is up 0.55% versus a gain of 11.65% for VTI.
Over three years, BSJV compounded at +8.90% per year against +20.35% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.9% compared with 5.9% for BSJV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.7% for BSJV and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BSJV charges 0.42% per year while VTI charges 0.03%. On a $10,000 position that is $42 vs $3 annually, a gap of $39 per year that compounds over a long holding period. On income, BSJV currently yields 6.68% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 151 holdings in BSJV and 2,787 in VTI, totalling 59.1% and 90.6% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
1 positions in common, counted across the 151 positions we hold weights for in BSJV and 2,787 in VTI, against full books of 215 and 3,543.
Top Shared Holdings
| Stock | Weight in BSJV | Weight in VTI | Difference |
|---|---|---|---|
| RITMRithm Capital Corp. | 0.24% | 0.00% | 0.24% |
You are not choosing between two funds in isolation.
Whichever of BSJV and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BSJV or VTI?
BSJV has an expense ratio of 0.42% while VTI charges 0.03%. VTI is the cheaper option, by $39 a year on a $10,000 investment.
Which performed better, BSJV or VTI?
Over the past year BSJV returned +2.32% vs +17.34% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BSJV or VTI?
VTI has been the more volatile fund at 12.9% annualized versus 5.9% for BSJV. Worst drawdown: BSJV -4.7% vs VTI -19.3%.
Should I hold both BSJV and VTI?
BSJV and VTI have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BSJV or VTI?
BSJV yields 6.68% while VTI yields 1.03%, so BSJV currently pays the higher dividend yield.
Is VTI better than BSJV?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.