BSTS vs SPY

BSTS vs SPY

Which is better, BSTS or SPY?

Target Date against Large Cap Blend.

BSTS has a lower expense ratio.

Lower Fees: BSTS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBSTSSPY
Expense Ratio0.07%Best0.09%
AUM$2M$814.4B
Dividend Yield0.46%1.01%
Holdings49505
YTD Return+0.61%+13.34%Best
1Y Return-+19.97%
3Y Return (annualized)-+21.20%
5Y Return (annualized)-+12.81%
Fund FamilyInvesco (US)State Street Investment Management
CategoryAllocation/BalancedEquity
StyleTarget DateLarge Cap Blend
InceptionJun 10, 2026Jan 22, 1993

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

BSTS vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

BSTS vs SPY Performance

Invesco BulletShares 2028 Treasury Bond ETF (BSTS) is an ETF from Invesco (US) and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Year to date, BSTS is up 0.61% versus a gain of 13.34% for SPY.

Past performance does not guarantee future results.

Fees and Cost Over Time

BSTS charges 0.07% per year while SPY charges 0.09%. On a $10,000 position that is $7 vs $9 annually, a gap of $2 per year that compounds over a long holding period. On income, BSTS currently yields 0.46% against 1.01% for SPY.

Holdings Overlap

We hold position weights for 39 holdings in BSTS and 504 in SPY, totalling 75.6% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 39 positions we hold weights for in BSTS and 504 in SPY, against full books of 49 and 505.

You are not choosing between two funds in isolation.

Whichever of BSTS and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BSTSSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BSTS or SPY?

BSTS has an expense ratio of 0.07% while SPY charges 0.09%. BSTS is the cheaper option, by $2 a year on a $10,000 investment.

Which pays a higher dividend, BSTS or SPY?

BSTS yields 0.46% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

Is SPY better than BSTS?

BSTS has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.