BSTS vs VTI

BSTS vs VTI

Which is better, BSTS or VTI?

Target Date against Large Cap Blend.

VTI has a lower expense ratio.

Lower Fees: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBSTSVTI
Expense Ratio0.07%0.03%Best
AUM$2M$666.9B
Dividend Yield0.46%1.07%
Holdings493,543
YTD Return+0.61%+13.59%Best
1Y Return-+20.00%
3Y Return (annualized)-+20.95%
5Y Return (annualized)-+11.81%
Fund FamilyInvesco (US)Vanguard (US)
CategoryAllocation/BalancedEquity
StyleTarget DateLarge Cap Blend
InceptionJun 10, 2026May 24, 2001

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

BSTS vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

BSTS vs VTI Performance

Invesco BulletShares 2028 Treasury Bond ETF (BSTS) is an ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, BSTS is up 0.61% versus a gain of 13.59% for VTI.

Past performance does not guarantee future results.

Fees and Cost Over Time

BSTS charges 0.07% per year while VTI charges 0.03%. On a $10,000 position that is $7 vs $3 annually, a gap of $4 per year that compounds over a long holding period. On income, BSTS currently yields 0.46% against 1.07% for VTI.

Holdings Overlap

We hold position weights for 39 holdings in BSTS and 2,787 in VTI, totalling 75.6% and 92.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 39 positions we hold weights for in BSTS and 2,787 in VTI, against full books of 49 and 3,543.

You are not choosing between two funds in isolation.

Whichever of BSTS and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BSTSVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BSTS or VTI?

BSTS has an expense ratio of 0.07% while VTI charges 0.03%. VTI is the cheaper option, by $4 a year on a $10,000 investment.

Which pays a higher dividend, BSTS or VTI?

BSTS yields 0.46% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

Is VTI better than BSTS?

VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.