BTGD vs SCHD
STKd 100% Bitcoin & 100% Gold ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | BTGD | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.09% | 0.06% | |
| AUM | $44M | $108.7B | |
| Dividend Yield | 5.62% | 3.13% | |
| Holdings | 5 | 104 | |
| YTD Return | -37.59% | +26.54% | |
| 1Y Return | -41.72% | +30.90% | |
| 3Y Return (annualized) | - | +16.29% | |
| 5Y Return (annualized) | - | +9.65% | |
| Volatility (annualized) | 49.4% | 13.6% | |
| Max Drawdown | -58.8% | -33.4% | |
| Fund Family | Quantify Funds | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Oct 15, 2024 | Oct 20, 2011 |
BTGD vs SCHD Performance
STKd 100% Bitcoin & 100% Gold ETF (BTGD) is a ETF from Quantify Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BTGD returned -41.72% while SCHD returned +30.90%. Year to date, BTGD is down 37.59% versus a gain of 26.54% for SCHD.
Risk: Volatility and Drawdowns
BTGD has been the more volatile fund, with annualized monthly volatility of 49.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -58.8% for BTGD and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.04. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BTGD charges 1.09% per year while SCHD charges 0.06%. On a $10,000 position that is $109 vs $6 annually, a gap of $103 per year that compounds over a long holding period. On income, BTGD currently yields 5.62% against 3.13% for SCHD.
Holdings Overlap
BTGD and SCHD share 0 holdings out of 102 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BTGD or SCHD?
BTGD has an expense ratio of 1.09% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $103 per year of difference.
Which performed better, BTGD or SCHD?
Over the past year BTGD returned -41.72% vs +30.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), BTGD annualized +6.46% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, BTGD or SCHD?
BTGD has been the more volatile fund at 49.4% annualized versus 13.6% for SCHD. Worst drawdown: BTGD -58.8% vs SCHD -33.4%.
Should I hold both BTGD and SCHD?
BTGD and SCHD have a monthly-return correlation of 0.04, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BTGD and SCHD?
BTGD and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 102 unique securities.
Which pays a higher dividend, BTGD or SCHD?
BTGD yields 5.62% while SCHD yields 3.13%, so BTGD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.