BTOT vs VTI
iShares Total USD Fixed Income Market ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BTOT or VTI?
VTI costs less.
VTI has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BTOT | VTI |
|---|---|---|
| Expense Ratio | 0.09% | 0.03%Best |
| AUM | $29M | $666.9B |
| Dividend Yield | 2.93% | 1.03% |
| Holdings | 1,067 | 3,543 |
| YTD Return | -1.22% | +12.08%Best |
| 1Y Return | - | +16.31% |
| 3Y Return (annualized) | - | +20.83% |
| 5Y Return (annualized) | - | +11.89% |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Dec 10, 2025 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
BTOT vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
BTOT vs VTI Performance
iShares Total USD Fixed Income Market ETF (BTOT) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, BTOT is down 1.22% versus a gain of 12.08% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
BTOT charges 0.09% per year while VTI charges 0.03%. On a $10,000 position that is $9 vs $3 annually, a gap of $6 per year that compounds over a long holding period. On income, BTOT currently yields 2.93% against 1.03% for VTI.
Holdings Overlap
At least 6.3% of VTI's money is in holdings BTOT also owns.
Stated as a floor: for BTOT, our book for it covers 75.4% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VTI and BTOT share little of their money.
1 positions in common, counted across the 704 positions we hold weights for in BTOT and 3,463 in VTI, against full books of 1,067 and 3,543.
Top Shared Holdings
| Stock | Weight in BTOT | Weight in VTI | Difference |
|---|---|---|---|
| AAPLApple, Inc | 0.02% | 6.29% | 6.27% |
You are not choosing between two funds in isolation.
Whichever of BTOT and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BTOT or VTI?
BTOT has an expense ratio of 0.09% while VTI charges 0.03%. VTI is the cheaper option, by $6 a year on a $10,000 investment.
What is the holdings overlap between BTOT and VTI?
At least 6.3% of VTI's money is in holdings BTOT also owns. Our book for BTOT is partial, so the real figure is this or higher. They hold 1 positions in common, counted across the 704 positions we hold weights for in BTOT and 3,463 in VTI.
Which pays a higher dividend, BTOT or VTI?
BTOT yields 2.93% while VTI yields 1.03%, so BTOT currently pays the higher dividend yield.
Is VTI better than BTOT?
VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.