BTOT vs SPY
iShares Total USD Fixed Income Market ETF vs State Street SPDR S&P 500 ETF Trust
Which is better, BTOT or SPY?
BTOT and SPY are close on what we can measure.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BTOT | SPY |
|---|---|---|
| Expense Ratio | 0.09%Tie | 0.09%Tie |
| AUM | $29M | $804.7B |
| Dividend Yield | 2.93% | 0.98% |
| Holdings | 1,067 | 505 |
| YTD Return | -1.34% | +11.45%Best |
| 1Y Return | - | +15.87% |
| 3Y Return (annualized) | - | +20.93% |
| 5Y Return (annualized) | - | +12.59% |
| Fund Family | iShares by BlackRock (US) | State Street Investment Management |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Dec 10, 2025 | Jan 22, 1993 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
BTOT vs SPY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
BTOT vs SPY Performance
iShares Total USD Fixed Income Market ETF (BTOT) is an ETF from iShares by BlackRock (US) and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Year to date, BTOT is down 1.34% versus a gain of 11.45% for SPY.
Past performance does not guarantee future results.
Fees and Cost Over Time
BTOT charges 0.09% per year while SPY charges 0.09%. On a $10,000 position that is $9 vs $9 annually. On income, BTOT currently yields 2.93% against 0.98% for SPY.
Holdings Overlap
At least 7.3% of SPY's money is in holdings BTOT also owns.
Stated as a floor: for BTOT, our book for it covers 75.4% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SPY and BTOT share little of their money.
1 positions in common, counted across the 704 positions we hold weights for in BTOT and 504 in SPY, against full books of 1,067 and 505.
Top Shared Holdings
| Stock | Weight in BTOT | Weight in SPY | Difference |
|---|---|---|---|
| AAPLApple, Inc | 0.02% | 7.26% | 7.24% |
You are not choosing between two funds in isolation.
Whichever of BTOT and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BTOT or SPY?
BTOT has an expense ratio of 0.09% while SPY charges 0.09%. At the precision these are quoted to, they cost the same.
What is the holdings overlap between BTOT and SPY?
At least 7.3% of SPY's money is in holdings BTOT also owns. Our book for BTOT is partial, so the real figure is this or higher. They hold 1 positions in common, counted across the 704 positions we hold weights for in BTOT and 504 in SPY.
Which pays a higher dividend, BTOT or SPY?
BTOT yields 2.93% while SPY yields 0.98%, so BTOT currently pays the higher dividend yield.
Is SPY better than BTOT?
BTOT and SPY are close on every measure we can compare. Which one suits a particular account depends on what it is for. This is information, not a recommendation.