BTOT vs IVV
iShares Total USD Fixed Income Market ETF vs iShares Core S&P 500 ETF
Which is better, BTOT or IVV?
IVV costs less.
IVV has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BTOT | IVV |
|---|---|---|
| Expense Ratio | 0.09% | 0.03%Best |
| AUM | $29M | $876.4B |
| Dividend Yield | 2.93% | 1.06% |
| Holdings | 1,067 | 508 |
| YTD Return | -1.37% | +11.03%Best |
| 1Y Return | - | +15.62% |
| 3Y Return (annualized) | - | +20.81% |
| 5Y Return (annualized) | - | +12.61% |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Dec 10, 2025 | May 15, 2000 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
BTOT vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
BTOT vs IVV Performance
iShares Total USD Fixed Income Market ETF (BTOT) is an ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Year to date, BTOT is down 1.37% versus a gain of 11.03% for IVV.
Past performance does not guarantee future results.
Fees and Cost Over Time
BTOT charges 0.09% per year while IVV charges 0.03%. On a $10,000 position that is $9 vs $3 annually, a gap of $6 per year that compounds over a long holding period. On income, BTOT currently yields 2.93% against 1.06% for IVV.
Holdings Overlap
At least 7.2% of IVV's money is in holdings BTOT also owns.
Stated as a floor: for BTOT, our book for it covers 75.4% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
IVV and BTOT share little of their money.
2 positions in common, counted across the 704 positions we hold weights for in BTOT and 490 in IVV, against full books of 1,067 and 508.
You are not choosing between two funds in isolation.
Whichever of BTOT and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BTOT or IVV?
BTOT has an expense ratio of 0.09% while IVV charges 0.03%. IVV is the cheaper option, by $6 a year on a $10,000 investment.
What is the holdings overlap between BTOT and IVV?
At least 7.2% of IVV's money is in holdings BTOT also owns. Our book for BTOT is partial, so the real figure is this or higher. They hold 2 positions in common, counted across the 704 positions we hold weights for in BTOT and 490 in IVV.
Which pays a higher dividend, BTOT or IVV?
BTOT yields 2.93% while IVV yields 1.06%, so BTOT currently pays the higher dividend yield.
Is IVV better than BTOT?
IVV has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.