BUIL vs SPY
Rebuild America ETF vs State Street SPDR S&P 500 ETF Trust
Which is better, BUIL or SPY?
Mid Cap Growth against Large Cap Blend.
SPY has a lower expense ratio. SPY is less concentrated, with 38.9% of the fund in its ten largest positions against 62.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BUIL | SPY |
|---|---|---|
| Expense Ratio | 0.65% | 0.09%Best |
| AUM | $39M | $777.9B |
| Dividend Yield | 0.00% | 1.00% |
| Holdings | 45 | 1,011 |
| YTD Return | -12.84% | +10.63%Best |
| 1Y Return | - | +11.24% |
| 3Y Return (annualized) | - | +20.94% |
| 5Y Return (annualized) | - | +11.58% |
| Top 10 Weight | 62.9% | 38.9%Best |
| Fund Family | River1 Asset Management | State Street Investment Management |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Blend |
| Inception | Sep 15, 2026 | Jan 22, 1993 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
BUIL vs SPY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
BUIL vs SPY Performance
Rebuild America ETF (BUIL) is an ETF from River1 Asset Management and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Year to date, BUIL is down 12.84% versus a gain of 10.63% for SPY.
Past performance does not guarantee future results.
Fees and Cost Over Time
BUIL charges 0.65% per year while SPY charges 0.09%. On a $10,000 position that is $65 vs $9 annually, a gap of $56 per year that compounds over a long holding period. On income, BUIL currently yields 0.00% against 1.00% for SPY.
Holdings Overlap
77.6% of BUIL's money is in holdings SPY also owns. 3.5% of SPY's money is in holdings BUIL also owns.
Most of BUIL is already inside SPY. Owning both mostly buys the same companies twice.
14 positions in common, counted across the 19 positions we hold weights for in BUIL and 504 in SPY, against full books of 45 and 1,011.
What only one of them owns
Our book lists 485 positions for SPY that do not appear in our book for BUIL (96.2% of the fund), and 5 for BUIL that do not appear in SPY (22.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in BUIL | Weight in SPY | Difference |
|---|---|---|---|
| FLEXFlex Ltd. Ordinary Shares | 8.95% | 0.06% | 8.89% |
| BEBLOOM ENERGY CORP | 7.73% | 0.11% | 7.62% |
| VSTVistra Energy Corp. | 7.24% | 0.07% | 7.17% |
| CEGConstellation Energy Corporation Com | 6.70% | 0.14% | 6.56% |
| FSLRFirst Solar Inc | 6.51% | 0.03% | 6.48% |
| MUMicron Technology, Inc. | 4.83% | 1.55% | 3.28% |
| NEENextera Energy Inc | 5.43% | 0.25% | 5.18% |
| CATCaterpillar Inc | 5.06% | 0.52% | 4.54% |
| NUENucor Corp. | 4.79% | 0.09% | 4.70% |
| GNRCGenerac Holdings, Inc. | 4.45% | 0.02% | 4.43% |
77.6% of BUIL is already inside SPY.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BUIL or SPY?
BUIL has an expense ratio of 0.65% while SPY charges 0.09%. SPY is the cheaper option, by $56 a year on a $10,000 investment.
What is the holdings overlap between BUIL and SPY?
77.6% of BUIL's money is in holdings SPY also owns. 3.5% of SPY's is in holdings BUIL also owns. They hold 14 positions in common, counted across the 19 positions we hold weights for in BUIL and 504 in SPY.
Which pays a higher dividend, BUIL or SPY?
BUIL yields 0.00% while SPY yields 1.00%, so SPY currently pays the higher dividend yield.
Is SPY better than BUIL?
SPY has a lower expense ratio. SPY is less concentrated, with 38.9% of the fund in its ten largest positions against 62.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.