BXSL vs VTI
Blackstone Secured Lending Fund vs Vanguard Morningstar Total Stock Market ETF
Which is better, BXSL or VTI?
Bank Loan against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BXSL | VTI |
|---|---|---|
| Expense Ratio | 11.03% | 0.03%Best |
| AUM | - | $690.1B |
| Dividend Yield | - | 1.03% |
| Holdings | 1 | 3,524 |
| YTD Return | -2.18% | +13.35%Best |
| 1Y Return | +0.67% | +15.92%Best |
| 3Y Return (annualized) | +7.80% | +23.41%Best |
| 5Y Return (annualized) | +8.15% | +12.83%Best |
| Volatility (annualized) | 17.2% | 15.7%Best |
| Max Drawdown | -36.8% | -25.4%Best |
| $10,000 over 5 years | $14,796 | $18,286Best |
| Fund Family | The Blackstone Group Inc | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Bank Loan | Large Cap Blend |
| Inception | Mar 26, 2018 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 28, 2021 to Oct 2, 2026 (4.9 years).
BXSL vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.9 years both funds cover.
BXSL vs VTI Performance
Blackstone Secured Lending Fund (BXSL) is an ETF from The Blackstone Group Inc and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BXSL returned +0.67% while VTI returned +15.92%. Year to date, BXSL is down 2.18% versus a gain of 13.35% for VTI.
Over three years, BXSL compounded at +7.80% per year against +23.41% for VTI; over five years the annualized figures are +8.15% and +12.83% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BXSL has been the more volatile fund, with annualized monthly volatility of 17.2% compared with 15.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -36.8% for BXSL and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.36. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BXSL charges 11.03% per year while VTI charges 0.03%. On a $10,000 position that is $1103 vs $3 annually, a gap of $1100 per year that compounds over a long holding period.
Holdings Overlap
We hold position weights for 1 holding in BXSL and 3,463 in VTI, totalling 0.0% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in BXSL and 3,463 in VTI, against full books of 1 and 3,524.
You are not choosing between two funds in isolation.
Whichever of BXSL and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BXSL or VTI?
BXSL has an expense ratio of 11.03% while VTI charges 0.03%. VTI is the cheaper option, by $1100 a year on a $10,000 investment.
Which performed better, BXSL or VTI?
Over the past year BXSL returned +0.67% vs +15.92% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BXSL or VTI?
BXSL has been the more volatile fund at 17.2% annualized versus 15.7% for VTI. Worst drawdown: BXSL -36.8% vs VTI -25.4%.
Should I hold both BXSL and VTI?
BXSL and VTI have a monthly-return correlation of 0.36, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Is VTI better than BXSL?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.