CCRV vs SCHD
iShares Commodity Curve Carry Strategy ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | CCRV | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.40% | 0.06% | |
| AUM | $27M | $108.7B | |
| Dividend Yield | 4.31% | 3.13% | |
| Holdings | 91 | 104 | |
| YTD Return | -0.70% | +26.50% | |
| 1Y Return | +1.35% | +31.25% | |
| 3Y Return (annualized) | +3.74% | +16.34% | |
| 5Y Return (annualized) | +14.07% | +10.10% | |
| Volatility (annualized) | 14.2% | 13.6% | |
| Max Drawdown | -24.8% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Commodity | Equity | |
| Inception | Sep 1, 2020 | Oct 20, 2011 |
CCRV vs SCHD Performance
iShares Commodity Curve Carry Strategy ETF (CCRV) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CCRV returned +1.35% while SCHD returned +31.25%. Year to date, CCRV is down 0.70% versus a gain of 26.50% for SCHD.
Over three years, CCRV compounded at +3.74% per year against +16.34% for SCHD; over five years the annualized figures are +14.07% and +10.10% respectively. Across the full 5-year window we track, CCRV has the edge at +14.07% annualized vs +11.50%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CCRV has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.8% for CCRV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.38. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
CCRV charges 0.40% per year while SCHD charges 0.06%. On a $10,000 position that is $40 vs $6 annually, a gap of $34 per year that compounds over a long holding period. On income, CCRV currently yields 4.31% against 3.13% for SCHD.
Frequently Asked Questions
Which is cheaper, CCRV or SCHD?
CCRV has an expense ratio of 0.40% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $34 per year of difference.
Which performed better, CCRV or SCHD?
Over the past year CCRV returned +1.35% vs +31.25% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), CCRV annualized +14.07% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, CCRV or SCHD?
CCRV has been the more volatile fund at 14.2% annualized versus 13.6% for SCHD. Worst drawdown: CCRV -24.8% vs SCHD -33.4%.
Should I hold both CCRV and SCHD?
CCRV and SCHD have a monthly-return correlation of 0.38, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, CCRV or SCHD?
CCRV yields 4.31% while SCHD yields 3.13%, so CCRV currently pays the higher dividend yield.
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