CCRV vs VTI

CCRV vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricCCRVVTIWinner
Expense Ratio0.40%0.03%
AUM$27M$666.9B
Dividend Yield4.31%1.07%
Holdings913,543
YTD Return-0.70%+12.65%
1Y Return+1.35%+21.39%
3Y Return (annualized)+3.74%+21.54%
5Y Return (annualized)+14.07%+12.11%
Volatility (annualized)14.2%15.3%
Max Drawdown-24.8%-56.6%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryCommodityEquity
InceptionSep 1, 2020May 24, 2001

CCRV vs VTI Performance

iShares Commodity Curve Carry Strategy ETF (CCRV) is a ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year CCRV returned +1.35% while VTI returned +21.39%. Year to date, CCRV is down 0.70% versus a gain of 12.65% for VTI.

Over three years, CCRV compounded at +3.74% per year against +21.54% for VTI; over five years the annualized figures are +14.07% and +12.11% respectively. Across the full 5-year window we track, CCRV has the edge at +14.07% annualized vs +8.07%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.2% for CCRV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.8% for CCRV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.23. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CCRV charges 0.40% per year while VTI charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, CCRV currently yields 4.31% against 1.07% for VTI.

Frequently Asked Questions

Which is cheaper, CCRV or VTI?

CCRV has an expense ratio of 0.40% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $37 per year of difference.

Which performed better, CCRV or VTI?

Over the past year CCRV returned +1.35% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), CCRV annualized +14.07% vs +8.07% for VTI. Past performance does not guarantee future results.

Which is riskier, CCRV or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 14.2% for CCRV. Worst drawdown: CCRV -24.8% vs VTI -56.6%.

Should I hold both CCRV and VTI?

CCRV and VTI have a monthly-return correlation of 0.23, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, CCRV or VTI?

CCRV yields 4.31% while VTI yields 1.07%, so CCRV currently pays the higher dividend yield.

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