CCSO vs SCHD
Carbon Collective Climate Solutions US Equity ETF vs Schwab US Dividend Equity ETF
Which is better, CCSO or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 47.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CCSO | SCHD |
|---|---|---|
| Expense Ratio | 0.35% | 0.06%Best |
| AUM | $47M | $112.2B |
| Dividend Yield | 0.60% | 3.13% |
| Holdings | 124 | 103 |
| YTD Return | +3.85% | +27.56%Best |
| 1Y Return | +11.51% | +30.29%Best |
| 3Y Return (annualized) | +10.69% | +16.37%Best |
| 5Y Return (annualized) | - | +10.23% |
| Volatility (annualized) | 22.0% | 14.1%Best |
| Max Drawdown | -23.7% | -16.1%Best |
| $10,000 over 4 years | $13,731 | $17,116Best |
| Top 10 Weight | 47.9% | 41.5%Best |
| Fund Family | Carbon Collective Funds | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Sep 19, 2022 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 4 years row, are measured over the window both funds cover: Sep 20, 2022 to Sep 4, 2026 (4 years).
CCSO vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4 years both funds cover.
CCSO vs SCHD Performance
Carbon Collective Climate Solutions US Equity ETF (CCSO) is an ETF from Carbon Collective Funds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year CCSO returned +11.51% while SCHD returned +30.29%. Year to date, CCSO is up 3.85% versus a gain of 27.56% for SCHD.
Over three years, CCSO compounded at +10.69% per year against +16.37% for SCHD. Across the full 4-year window we track, SCHD has the edge at +14.38% annualized vs +8.25%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CCSO has been the more volatile fund, with annualized monthly volatility of 22.0% compared with 14.1% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.7% for CCSO and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.55. They move together some of the time, and apart the rest.
Fees and Cost Over Time
CCSO charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, CCSO currently yields 0.60% against 3.13% for SCHD.
Holdings Overlap
0.7% of CCSO's money is in holdings SCHD also owns. 0.1% of SCHD's money is in holdings CCSO also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 122 positions we hold weights for in CCSO and 100 in SCHD, against full books of 124 and 103.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for CCSO (99.8% of the fund), and 94 for CCSO that do not appear in SCHD (85.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in CCSO | Weight in SCHD | Difference |
|---|---|---|---|
| CWENClearway Energy, Inc., Class C | 0.72% | 0.10% | 0.62% |
You are not choosing between two funds in isolation.
Whichever of CCSO and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CCSO or SCHD?
CCSO has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option, by $29 a year on a $10,000 investment.
Which performed better, CCSO or SCHD?
Over the past year CCSO returned +11.51% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), CCSO annualized +8.25% vs +14.38% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CCSO or SCHD?
CCSO has been the more volatile fund at 22.0% annualized versus 14.1% for SCHD. Worst drawdown: CCSO -23.7% vs SCHD -16.1%.
Should I hold both CCSO and SCHD?
CCSO and SCHD have a monthly-return correlation of 0.55, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, CCSO or SCHD?
CCSO yields 0.60% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than CCSO?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 47.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.