CGIC vs VXUS

CGIC vs VXUS

Which is better, CGIC or VXUS?

Nearly the same fund. VXUS costs less.

VXUS has a lower expense ratio. CGIC led over 1Y, VXUS over the full window. The two have moved almost in lockstep, correlation 0.97.

Lower Fees: VXUSHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCGICVXUS
Expense Ratio0.54%0.05%Best
AUM$2.5B$158.1B
Dividend Yield1.64%2.51%
Holdings2078,747
YTD Return+12.74%+14.83%Best
1Y Return+24.57%Best+24.27%
3Y Return (annualized)-+19.98%
5Y Return (annualized)-+9.07%
Volatility (annualized)11.0%Best11.4%
Max Drawdown-13.1%Best-13.6%
$10,000 over 2.2 years$15,354$15,401Best
Fund FamilyCapital Group (US)Vanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJun 25, 2024Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 2.2 years row, are measured over the window both funds cover: Jun 27, 2024 to Sep 9, 2026 (2.2 years).

CGIC vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.2 years both funds cover.

CGIC vs VXUS Performance

Capital Group International Core Equity ETF (CGIC) is an ETF from Capital Group (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year CGIC returned +24.57% while VXUS returned +24.27%. Year to date, CGIC is up 12.74% versus a gain of 14.83% for VXUS.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 11.4% compared with 11.0% for CGIC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.1% for CGIC and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

CGIC charges 0.54% per year while VXUS charges 0.05%. On a $10,000 position that is $54 vs $5 annually, a gap of $49 per year that compounds over a long holding period. On income, CGIC currently yields 1.64% against 2.51% for VXUS.

Holdings Overlap

CGIC already in VXUS55.8%

At least 55.8% of CGIC's money is in holdings VXUS also owns.

Stated as a floor: for VXUS, our book for it covers 87.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

The two portfolios partly overlap.

115 positions in common, counted across the 193 positions we hold weights for in CGIC and 8,091 in VXUS, against full books of 207 and 8,747.

Top Shared Holdings

StockWeight in CGICWeight in VXUSDifference
ASML:ASAsml Holding N.V.2.87%1.70%1.17%
000660:KRSk Hynix1.65%2.17%0.52%
2454:TWMediatek, Inc.2.10%0.44%1.66%
TTE:PATotal Energies Se1.92%0.33%1.59%
AZN:LNAstrazeneca Plc1.62%0.62%1.00%
UCG:MIUnicredit Spa1.72%0.30%1.42%
HSBA:LNHsbc Holdings Plc0.86%0.72%0.14%
SIE:SGSiemens Ag1.04%0.52%0.52%
ITX:MAIndustria De Diseno Textil Sa1.39%0.16%1.23%
NESN:SMNestle Sa0.81%0.59%0.22%

55.8% of CGIC is already inside VXUS.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

CGICVXUS

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Frequently Asked Questions

Which is cheaper, CGIC or VXUS?

CGIC has an expense ratio of 0.54% while VXUS charges 0.05%. VXUS is the cheaper option, by $49 a year on a $10,000 investment.

Which performed better, CGIC or VXUS?

Over the past year CGIC returned +24.57% vs +24.27% for VXUS, so CGIC leads on 1-year performance. Over the longest common window we track (2 years), CGIC annualized +21.52% vs +21.69% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, CGIC or VXUS?

VXUS has been the more volatile fund at 11.4% annualized versus 11.0% for CGIC. Worst drawdown: CGIC -13.1% vs VXUS -13.6%.

Should I hold both CGIC and VXUS?

CGIC and VXUS have a monthly-return correlation of 0.97, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between CGIC and VXUS?

At least 55.8% of CGIC's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 115 positions in common, counted across the 193 positions we hold weights for in CGIC and 8,091 in VXUS.

Which pays a higher dividend, CGIC or VXUS?

CGIC yields 1.64% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.

Is VXUS better than CGIC?

VXUS has a lower expense ratio. CGIC led over 1Y, VXUS over the full window. The two have moved almost in lockstep, correlation 0.97. Which one suits a particular account depends on what it is for. This is information, not a recommendation.