CGIC vs VYM
Capital Group International Core Equity ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. CGIC delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | CGIC | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.54% | 0.04% | |
| AUM | $2.2B | $79.0B | |
| Dividend Yield | 1.67% | 2.86% | |
| Holdings | 202 | 568 | |
| YTD Return | +12.01% | +16.10% | |
| 1Y Return | +26.61% | +25.99% | |
| 3Y Return (annualized) | - | +18.29% | |
| 5Y Return (annualized) | - | +12.35% | |
| Volatility (annualized) | 11.2% | 14.6% | |
| Max Drawdown | -13.1% | -58.8% | |
| Fund Family | Capital Group (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 25, 2024 | Nov 10, 2006 |
CGIC vs VYM Performance
Capital Group International Core Equity ETF (CGIC) is a ETF from Capital Group (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year CGIC returned +26.61% while VYM returned +25.99%. Year to date, CGIC is up 12.01% versus a gain of 16.10% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 11.2% for CGIC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.1% for CGIC and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.57. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
CGIC charges 0.54% per year while VYM charges 0.04%. On a $10,000 position that is $54 vs $4 annually, a gap of $50 per year that compounds over a long holding period. On income, CGIC currently yields 1.67% against 2.86% for VYM.
Holdings Overlap
CGIC and VYM share 5 holdings out of 746 unique holdings combined, representing a 1.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CGIC or VYM?
CGIC has an expense ratio of 0.54% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $50 per year of difference.
Which performed better, CGIC or VYM?
Over the past year CGIC returned +26.61% vs +25.99% for VYM, so CGIC leads on 1-year performance. Over the longest common window we track (2 years), CGIC annualized +22.06% vs +7.08% for VYM. Past performance does not guarantee future results.
Which is riskier, CGIC or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 11.2% for CGIC. Worst drawdown: CGIC -13.1% vs VYM -58.8%.
Should I hold both CGIC and VYM?
CGIC and VYM have a monthly-return correlation of 0.57, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CGIC and VYM?
CGIC and VYM share 5 common holdings with a 1.8% weight overlap. Combined, they hold 746 unique securities.
Which pays a higher dividend, CGIC or VYM?
CGIC yields 1.67% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.
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