CGMM vs VTI
Capital Group US Small and Mid Cap ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, CGMM or VTI?
Mid Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window. CGMM is less concentrated, with 20.8% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CGMM | VTI |
|---|---|---|
| Expense Ratio | 0.51% | 0.03%Best |
| AUM | $3.4B | $666.9B |
| Dividend Yield | 0.38% | 1.03% |
| Holdings | 118 | 3,543 |
| YTD Return | +7.73% | +12.30%Best |
| 1Y Return | +9.95% | +16.08%Best |
| 3Y Return (annualized) | - | +21.01% |
| 5Y Return (annualized) | - | +12.36% |
| Volatility (annualized) | 14.4% | 13.0%Best |
| Max Drawdown | -21.0% | -19.3%Best |
| $10,000 over 1.7 years | $12,209 | $13,088Best |
| Top 10 Weight | 20.8%Best | 33.3% |
| Fund Family | Capital Group (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Blend |
| Inception | Jan 14, 2025 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Jan 16, 2025 to Sep 18, 2026 (1.7 years).
CGMM vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.
CGMM vs VTI Performance
Capital Group US Small and Mid Cap ETF (CGMM) is an ETF from Capital Group (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year CGMM returned +9.95% while VTI returned +16.08%. Year to date, CGMM is up 7.73% versus a gain of 12.30% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CGMM has been the more volatile fund, with annualized monthly volatility of 14.4% compared with 13.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.0% for CGMM and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CGMM charges 0.51% per year while VTI charges 0.03%. On a $10,000 position that is $51 vs $3 annually, a gap of $48 per year that compounds over a long holding period. On income, CGMM currently yields 0.38% against 1.03% for VTI.
Holdings Overlap
93.5% of CGMM's money is in holdings VTI also owns. 4.8% of VTI's money is in holdings CGMM also owns.
Most of CGMM is already inside VTI. Owning both mostly buys the same companies twice.
109 positions in common, counted across the 116 positions we hold weights for in CGMM and 3,463 in VTI, against full books of 118 and 3,543.
What only one of them owns
Our book lists 1,051 positions for VTI that do not appear in our book for CGMM (92.7% of the fund), and 2 for CGMM that do not appear in VTI (4.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in CGMM | Weight in VTI | Difference |
|---|---|---|---|
| DASHDoordash Inc - A | 2.09% | 0.10% | 1.99% |
| RNRRenaissancere Holdings Limited | 2.07% | 0.02% | 2.05% |
| BECfd Bloom Energy Corp- A | 1.95% | 0.08% | 1.87% |
| WEXWex Inc. | 2.01% | 0.01% | 2.00% |
| RTXRaytheon Co. | 1.54% | 0.40% | 1.14% |
| EXCExelon | 1.86% | 0.07% | 1.79% |
| BROBrown & Brown Inc | 1.84% | 0.03% | 1.81% |
| USFDUS Foods Holding Corp | 1.79% | 0.03% | 1.76% |
| NKENike Inc | 1.66% | 0.07% | 1.59% |
| FIXComfort Systems USA Inc. | 1.53% | 0.08% | 1.45% |
93.5% of CGMM is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CGMM or VTI?
CGMM has an expense ratio of 0.51% while VTI charges 0.03%. VTI is the cheaper option, by $48 a year on a $10,000 investment.
Which performed better, CGMM or VTI?
Over the past year CGMM returned +9.95% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), CGMM annualized +12.46% vs +17.15% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CGMM or VTI?
CGMM has been the more volatile fund at 14.4% annualized versus 13.0% for VTI. Worst drawdown: CGMM -21.0% vs VTI -19.3%.
Should I hold both CGMM and VTI?
CGMM and VTI have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CGMM and VTI?
93.5% of CGMM's money is in holdings VTI also owns. 4.8% of VTI's is in holdings CGMM also owns. They hold 109 positions in common, counted across the 116 positions we hold weights for in CGMM and 3,463 in VTI.
Which pays a higher dividend, CGMM or VTI?
CGMM yields 0.38% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than CGMM?
VTI has a lower expense ratio. VTI led over 1Y and the full window. CGMM is less concentrated, with 20.8% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.