CGRO vs SCHD
CoreValues Alpha Greater China Growth ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | CGRO | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.89% | 0.06% | |
| AUM | $2M | $103.7B | |
| Dividend Yield | 3.69% | 3.31% | |
| Holdings | 33 | 104 | |
| YTD Return | -15.83% | +25.33% | |
| 1Y Return | -12.12% | +32.31% | |
| 3Y Return (annualized) | +6.66% | +15.40% | |
| 5Y Return (annualized) | +6.66% | +9.70% | |
| Volatility (annualized) | 62.5% | 13.6% | |
| Max Drawdown | -42.1% | -33.4% | |
| Fund Family | CORE VALUES ALPHA | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 16, 2023 | Oct 20, 2011 |
CGRO vs SCHD Performance
CoreValues Alpha Greater China Growth ETF (CGRO) is a ETF from CORE VALUES ALPHA and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CGRO returned -12.12% while SCHD returned +32.31%. Year to date, CGRO is down 15.83% versus a gain of 25.33% for SCHD.
Over three years, CGRO compounded at +6.66% per year against +15.40% for SCHD; over five years the annualized figures are +6.66% and +9.70% respectively. Across the full 6-year window we track, CGRO has the edge at +15.84% annualized vs +11.45%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CGRO has been the more volatile fund, with annualized monthly volatility of 62.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -42.1% for CGRO and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.18. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
CGRO charges 0.89% per year while SCHD charges 0.06%. On a $10,000 position that is $89 vs $6 annually, a gap of $83 per year that compounds over a long holding period. On income, CGRO currently yields 3.69% against 3.31% for SCHD.
Holdings Overlap
CGRO and SCHD share 0 holdings out of 131 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CGRO or SCHD?
CGRO has an expense ratio of 0.89% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $83 per year of difference.
Which performed better, CGRO or SCHD?
Over the past year CGRO returned -12.12% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), CGRO annualized +15.84% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, CGRO or SCHD?
CGRO has been the more volatile fund at 62.5% annualized versus 13.6% for SCHD. Worst drawdown: CGRO -42.1% vs SCHD -33.4%.
Should I hold both CGRO and SCHD?
CGRO and SCHD have a monthly-return correlation of -0.18, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CGRO and SCHD?
CGRO and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 131 unique securities.
Which pays a higher dividend, CGRO or SCHD?
CGRO yields 3.69% while SCHD yields 3.31%, so CGRO currently pays the higher dividend yield.
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