CGRO vs SCHD

CGRO vs SCHD

Which is better, CGRO or SCHD?

Large Cap Growth against Large Cap Value.

SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 56.7%.

Lower Fees: SCHDHigher Returns: SCHDLess Concentrated: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCGROSCHD
Expense Ratio0.89%0.06%Best
AUM$2M$112.1B
Dividend Yield3.41%3.00%
Holdings35103
YTD Return-25.01%+23.46%Best
1Y Return-31.95%+27.20%Best
3Y Return (annualized)+2.28%+15.41%Best
5Y Return (annualized)+2.28%+10.16%Best
Volatility (annualized)62.1%15.2%Best
Max Drawdown-42.1%-16.9%Best
$10,000 over 5 years$11,193$16,223Best
Top 10 Weight56.7%41.8%Best
Fund FamilyCORE VALUES ALPHACharles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Value
InceptionOct 16, 2023Oct 20, 2011

Volatility and max drawdown are measured over the window both funds cover: Jun 29, 2020 to Sep 18, 2026 (6.2 years).

CGRO vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.2 years both funds cover.

CGRO vs SCHD Performance

CoreValues Alpha Greater China Growth ETF (CGRO) is an ETF from CORE VALUES ALPHA and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year CGRO returned -31.95% while SCHD returned +27.20%. Year to date, CGRO is down 25.01% versus a gain of 23.46% for SCHD.

Over three years, CGRO compounded at +2.28% per year against +15.41% for SCHD; over five years the annualized figures are +2.28% and +10.16% respectively. Across the full 6-year window we track, SCHD has the edge at +15.10% annualized vs +13.42%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CGRO has been the more volatile fund, with annualized monthly volatility of 62.1% compared with 15.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -42.1% for CGRO and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at -0.17. They move largely independently of each other.

Fees and Cost Over Time

CGRO charges 0.89% per year while SCHD charges 0.06%. On a $10,000 position that is $89 vs $6 annually, a gap of $83 per year that compounds over a long holding period. On income, CGRO currently yields 3.41% against 3.00% for SCHD.

Holdings Overlap

We hold position weights for 32 holdings in CGRO and 100 in SCHD, totalling 100.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 32 positions we hold weights for in CGRO and 100 in SCHD, against full books of 35 and 103.

What only one of them owns

Our book lists 99 positions for SCHD that do not appear in our book for CGRO (99.9% of the fund), and 5 for CGRO that do not appear in SCHD (15.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

You are not choosing between two funds in isolation.

Whichever of CGRO and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

CGROSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CGRO or SCHD?

CGRO has an expense ratio of 0.89% while SCHD charges 0.06%. SCHD is the cheaper option, by $83 a year on a $10,000 investment.

Which performed better, CGRO or SCHD?

Over the past year CGRO returned -31.95% vs +27.20% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), CGRO annualized +13.42% vs +15.10% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, CGRO or SCHD?

CGRO has been the more volatile fund at 62.1% annualized versus 15.2% for SCHD. Worst drawdown: CGRO -42.1% vs SCHD -16.9%.

Should I hold both CGRO and SCHD?

CGRO and SCHD have a monthly-return correlation of -0.17, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, CGRO or SCHD?

CGRO yields 3.41% while SCHD yields 3.00%, so CGRO currently pays the higher dividend yield.

Is SCHD better than CGRO?

SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 56.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.