CIBR vs SCHD
First Trust NASDAQ Cybersecurity ETF vs Schwab US Dividend Equity ETF
Which is better, CIBR or SCHD?
Mid Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. CIBR led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 57.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CIBR | SCHD |
|---|---|---|
| Expense Ratio | 0.58% | 0.06%Best |
| AUM | $15.9B | $112.2B |
| Dividend Yield | 0.43% | 3.13% |
| Holdings | 88 | 103 |
| YTD Return | +35.21%Best | +28.59% |
| 1Y Return | +32.73%Best | +31.77% |
| 3Y Return (annualized) | +26.92%Best | +16.70% |
| 5Y Return (annualized) | +13.20%Best | +10.09% |
| Volatility (annualized) | 21.8% | 14.9%Best |
| Max Drawdown | -33.9% | -33.4%Best |
| $10,000 over 5 years | $18,588Best | $16,171 |
| Top 10 Weight | 57.7% | 41.5%Best |
| Fund Family | First Trust Portfolios (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Value |
| Inception | Jul 7, 2015 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Jul 7, 2015 to Sep 3, 2026 (11.2 years).
CIBR vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.2 years both funds cover.
CIBR vs SCHD Performance
First Trust NASDAQ Cybersecurity ETF (CIBR) is an ETF from First Trust Portfolios (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year CIBR returned +32.73% while SCHD returned +31.77%. Year to date, CIBR is up 35.21% versus a gain of 28.59% for SCHD.
Over three years, CIBR compounded at +26.92% per year against +16.70% for SCHD; over five years the annualized figures are +13.20% and +10.09% respectively. Across the full 11-year window we track, CIBR has the edge at +15.26% annualized vs +11.26%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CIBR has been the more volatile fund, with annualized monthly volatility of 21.8% compared with 14.9% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.9% for CIBR and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.47. They move together some of the time, and apart the rest.
Fees and Cost Over Time
CIBR charges 0.58% per year while SCHD charges 0.06%. On a $10,000 position that is $58 vs $6 annually, a gap of $52 per year that compounds over a long holding period. On income, CIBR currently yields 0.43% against 3.13% for SCHD.
Holdings Overlap
2.9% of CIBR's money is in holdings SCHD also owns. 2.9% of SCHD's money is in holdings CIBR also owns.
SCHD and CIBR share little of their money.
2 positions in common, counted across the 42 positions we hold weights for in CIBR and 100 in SCHD, against full books of 88 and 103.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for CIBR (97.0% of the fund), and 34 for CIBR that do not appear in SCHD (90.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of CIBR and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CIBR or SCHD?
CIBR has an expense ratio of 0.58% while SCHD charges 0.06%. SCHD is the cheaper option, by $52 a year on a $10,000 investment.
Which performed better, CIBR or SCHD?
Over the past year CIBR returned +32.73% vs +31.77% for SCHD, so CIBR leads on 1-year performance. Over the longest common window we track (11 years), CIBR annualized +15.26% vs +11.26% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CIBR or SCHD?
CIBR has been the more volatile fund at 21.8% annualized versus 14.9% for SCHD. Worst drawdown: CIBR -33.9% vs SCHD -33.4%.
Should I hold both CIBR and SCHD?
CIBR and SCHD have a monthly-return correlation of 0.47, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CIBR and SCHD?
2.9% of SCHD's money is in holdings CIBR also owns. 2.9% of SCHD's is in holdings CIBR also owns. They hold 2 positions in common, counted across the 42 positions we hold weights for in CIBR and 100 in SCHD.
Which pays a higher dividend, CIBR or SCHD?
CIBR yields 0.43% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than CIBR?
SCHD has a lower expense ratio. CIBR led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 57.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.