CLCG vs SCHD
Crossmark Large Cap Growth ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | CLCG | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.06% | |
| AUM | $29M | $112.2B | |
| Dividend Yield | 0.06% | 3.13% | |
| Holdings | 34 | 103 | |
| YTD Return | +7.54% | +28.33% | |
| 1Y Return | +13.48% | +30.37% | |
| 3Y Return (annualized) | - | +16.64% | |
| 5Y Return (annualized) | - | +10.04% | |
| Volatility (annualized) | 17.0% | 13.6% | |
| Max Drawdown | -16.3% | -33.4% | |
| Fund Family | Crossmark Global Investment | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jul 23, 2025 | Oct 20, 2011 |
CLCG vs SCHD Performance
Crossmark Large Cap Growth ETF (CLCG) is a ETF from Crossmark Global Investment and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CLCG returned +13.48% while SCHD returned +30.37%. Year to date, CLCG is up 7.54% versus a gain of 28.33% for SCHD.
Risk: Volatility and Drawdowns
CLCG has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.3% for CLCG and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.04. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
CLCG charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, CLCG currently yields 0.06% against 3.13% for SCHD.
Holdings Overlap
CLCG and SCHD share 1 holdings out of 133 unique holdings combined, representing a 1.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in CLCG | Weight in SCHD | Difference |
|---|---|---|---|
| QCOM | 1.49% | 2.55% | 1.06% |
Frequently Asked Questions
Which is cheaper, CLCG or SCHD?
CLCG has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $44 per year of difference.
Which performed better, CLCG or SCHD?
Over the past year CLCG returned +13.48% vs +30.37% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), CLCG annualized +13.56% vs +11.58% for SCHD. Past performance does not guarantee future results.
Which is riskier, CLCG or SCHD?
CLCG has been the more volatile fund at 17.0% annualized versus 13.6% for SCHD. Worst drawdown: CLCG -16.3% vs SCHD -33.4%.
Should I hold both CLCG and SCHD?
CLCG and SCHD have a monthly-return correlation of -0.04, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CLCG and SCHD?
CLCG and SCHD share 1 common holdings with a 1.5% weight overlap. Combined, they hold 133 unique securities.
Which pays a higher dividend, CLCG or SCHD?
CLCG yields 0.06% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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