CNAV vs VOO

CNAV vs VOO

Which is better, CNAV or VOO?

Tactical Allocation against Large Cap Blend.

VOO has a lower expense ratio. CNAV led over 1Y and the full window. VOO is less concentrated, with 36.4% of the fund in its ten largest positions against 41.3%.

Lower Fees: VOOHigher Returns: CNAVLess Concentrated: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCNAVVOO
Expense Ratio1.31%0.03%Best
AUM$49M$997.4B
Dividend Yield0.00%1.08%
Holdings30509
YTD Return+25.79%Best+13.37%
1Y Return+35.42%Best+20.08%
3Y Return (annualized)-+21.29%
5Y Return (annualized)-+12.89%
Volatility (annualized)32.3%12.8%Best
Max Drawdown-30.1%-18.7%Best
$10,000 over 1.9 years$15,717Best$13,782
Top 10 Weight41.3%36.4%Best
Fund FamilyMohr FundsVanguard (US)
CategoryAllocation/BalancedEquity
StyleTactical AllocationLarge Cap Blend
InceptionOct 1, 2024Sep 7, 2010

Volatility and max drawdown, and the $10,000 over 1.9 years row, are measured over the window both funds cover: Oct 1, 2024 to Sep 4, 2026 (1.9 years).

CNAV vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.9 years both funds cover.

CNAV vs VOO Performance

Mohr Company Nav ETF (CNAV) is an ETF from Mohr Funds and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year CNAV returned +35.42% while VOO returned +20.08%. Year to date, CNAV is up 25.79% versus a gain of 13.37% for VOO.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CNAV has been the more volatile fund, with annualized monthly volatility of 32.3% compared with 12.8% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -30.1% for CNAV and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CNAV charges 1.31% per year while VOO charges 0.03%. On a $10,000 position that is $131 vs $3 annually, a gap of $128 per year that compounds over a long holding period. On income, CNAV currently yields 0.00% against 1.08% for VOO.

Holdings Overlap

CNAV already in VOO81.4%
VOO already in CNAV16.0%

81.4% of CNAV's money is in holdings VOO also owns. 16.0% of VOO's money is in holdings CNAV also owns.

Most of CNAV is already inside VOO. Owning both mostly buys the same companies twice.

The two holdings books were reported 48 days apart, CNAV as of Aug 17, 2026 and VOO as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

27 positions in common, counted across the 32 positions we hold weights for in CNAV and 505 in VOO, against full books of 30 and 509.

What only one of them owns

Our book lists 470 positions for VOO that do not appear in our book for CNAV (83.5% of the fund), and 4 for CNAV that do not appear in VOO (11.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in CNAVWeight in VOODifference
AAPLApple, Inc2.93%6.59%3.66%
WDCWestern Digital Corp Company Guar 11/28 35.93%0.34%5.59%
AMDAdvanced Micro Devices Inc4.78%1.47%3.31%
MUMicron Technology, Inc.3.86%2.02%1.84%
SNDKSandisk Corp/De4.35%0.52%3.83%
DELLDell Technologies Inc4.35%0.19%4.16%
NTAPNetapp Inc3.98%0.05%3.93%
CSCOCisco Systems Inc. - Ordinary Shares3.22%0.72%2.50%
CRWDCrowdstrike Holdings Inc. Class A3.58%0.30%3.28%
PANWPalo Alto Networks, Inc3.42%0.43%2.99%

81.4% of CNAV is already inside VOO.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

CNAVVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CNAV or VOO?

CNAV has an expense ratio of 1.31% while VOO charges 0.03%. VOO is the cheaper option, by $128 a year on a $10,000 investment.

Which performed better, CNAV or VOO?

Over the past year CNAV returned +35.42% vs +20.08% for VOO, so CNAV leads on 1-year performance. Over the longest common window we track (2 years), CNAV annualized +26.87% vs +18.39% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, CNAV or VOO?

CNAV has been the more volatile fund at 32.3% annualized versus 12.8% for VOO. Worst drawdown: CNAV -30.1% vs VOO -18.7%.

Should I hold both CNAV and VOO?

CNAV and VOO have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between CNAV and VOO?

81.4% of CNAV's money is in holdings VOO also owns. 16.0% of VOO's is in holdings CNAV also owns. They hold 27 positions in common, counted across the 32 positions we hold weights for in CNAV and 505 in VOO.

Which pays a higher dividend, CNAV or VOO?

CNAV yields 0.00% while VOO yields 1.08%, so VOO currently pays the higher dividend yield.

Is VOO better than CNAV?

VOO has a lower expense ratio. CNAV led over 1Y and the full window. VOO is less concentrated, with 36.4% of the fund in its ten largest positions against 41.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.