CSMD vs VOO
Congress SMid Growth ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | CSMD | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.68% | 0.03% | |
| AUM | $459M | $979.0B | |
| Dividend Yield | 0.00% | 1.09% | |
| Holdings | 46 | 509 | |
| YTD Return | +12.87% | +14.48% | |
| 1Y Return | +10.87% | +22.02% | |
| 3Y Return (annualized) | +13.29% | +21.80% | |
| 5Y Return (annualized) | - | +13.36% | |
| Volatility (annualized) | 19.1% | 14.2% | |
| Max Drawdown | -22.5% | -34.3% | |
| Fund Family | Congress Asset Management Company | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Aug 22, 2023 | Sep 7, 2010 |
CSMD vs VOO Performance
Congress SMid Growth ETF (CSMD) is a ETF from Congress Asset Management Company and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year CSMD returned +10.87% while VOO returned +22.02%. Year to date, CSMD is up 12.87% versus a gain of 14.48% for VOO.
Over three years, CSMD compounded at +13.29% per year against +21.80% for VOO. Across the full 3-year window we track, VOO has the edge at +13.61% annualized vs +13.29%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CSMD has been the more volatile fund, with annualized monthly volatility of 19.1% compared with 14.2% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.5% for CSMD and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CSMD charges 0.68% per year while VOO charges 0.03%. On a $10,000 position that is $68 vs $3 annually, a gap of $65 per year that compounds over a long holding period. On income, CSMD currently yields 0.00% against 1.09% for VOO.
Holdings Overlap
CSMD and VOO share 3 holdings out of 549 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CSMD or VOO?
CSMD has an expense ratio of 0.68% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $65 per year of difference.
Which performed better, CSMD or VOO?
Over the past year CSMD returned +10.87% vs +22.02% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (3 years), CSMD annualized +13.29% vs +13.61% for VOO. Past performance does not guarantee future results.
Which is riskier, CSMD or VOO?
CSMD has been the more volatile fund at 19.1% annualized versus 14.2% for VOO. Worst drawdown: CSMD -22.5% vs VOO -34.3%.
Should I hold both CSMD and VOO?
CSMD and VOO have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CSMD and VOO?
CSMD and VOO share 3 common holdings with a 0.1% weight overlap. Combined, they hold 549 unique securities.
Which pays a higher dividend, CSMD or VOO?
CSMD yields 0.00% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.
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