CSTK vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricCSTKSCHDWinner
Expense Ratio0.35%0.06%
AUM$175M$103.7B
Dividend Yield2.16%3.31%
Holdings55104
YTD Return+15.63%+25.33%
1Y Return+25.56%+32.31%
3Y Return (annualized)-+15.40%
5Y Return (annualized)-+9.70%
Volatility (annualized)10.8%13.6%
Max Drawdown-9.3%-33.4%
Fund FamilyInvesco (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionMay 7, 2025Oct 20, 2011

CSTK vs SCHD Performance

Invesco Comstock Contrarian Equity ETF (CSTK) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CSTK returned +25.56% while SCHD returned +32.31%. Year to date, CSTK is up 15.63% versus a gain of 25.33% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 10.8% for CSTK. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -9.3% for CSTK and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.60. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CSTK charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, CSTK currently yields 2.16% against 3.31% for SCHD.

Holdings Overlap

14.9%overlap

CSTK and SCHD share 8 holdings out of 146 unique holdings combined, representing a 14.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CSTKWeight in SCHDDifference
MRK2.74%4.32%1.58%
CVX2.63%3.95%1.32%
UNH2.00%4.54%2.54%
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Frequently Asked Questions

Which is cheaper, CSTK or SCHD?

CSTK has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $29 per year of difference.

Which performed better, CSTK or SCHD?

Over the past year CSTK returned +25.56% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), CSTK annualized +28.27% vs +11.45% for SCHD. Past performance does not guarantee future results.

Which is riskier, CSTK or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 10.8% for CSTK. Worst drawdown: CSTK -9.3% vs SCHD -33.4%.

Should I hold both CSTK and SCHD?

CSTK and SCHD have a monthly-return correlation of 0.60, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CSTK and SCHD?

CSTK and SCHD share 8 common holdings with a 14.9% weight overlap. Combined, they hold 146 unique securities.

Which pays a higher dividend, CSTK or SCHD?

CSTK yields 2.16% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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