CTA vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricCTASPYWinner
Expense Ratio0.75%0.09%
AUM$1.5B$789.1B
Dividend Yield5.12%1.01%
Holdings125505
YTD Return-1.51%+13.79%
1Y Return-0.47%+23.66%
3Y Return (annualized)+6.53%+21.40%
5Y Return (annualized)-+13.37%
Volatility (annualized)17.0%15.3%
Max Drawdown-20.8%-56.5%
Fund FamilySimplify Exchange Traded FundsState Street Investment Management
CategoryAlternativeEquity
InceptionMar 1, 2022Jan 22, 1993

CTA vs SPY Performance

Simplify Managed Futures Strategy ETF (CTA) is a ETF from Simplify Exchange Traded Funds and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year CTA returned -0.47% while SPY returned +23.66%. Year to date, CTA is down 1.51% versus a gain of 13.79% for SPY.

Over three years, CTA compounded at +6.53% per year against +21.40% for SPY. Across the full 4-year window we track, SPY has the edge at +8.85% annualized vs +6.42%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CTA has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -20.8% for CTA and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.27. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CTA charges 0.75% per year while SPY charges 0.09%. On a $10,000 position that is $75 vs $9 annually, a gap of $66 per year that compounds over a long holding period. On income, CTA currently yields 5.12% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

CTA and SPY share 0 holdings out of 504 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CTA or SPY?

CTA has an expense ratio of 0.75% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $66 per year of difference.

Which performed better, CTA or SPY?

Over the past year CTA returned -0.47% vs +23.66% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (4 years), CTA annualized +6.42% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, CTA or SPY?

CTA has been the more volatile fund at 17.0% annualized versus 15.3% for SPY. Worst drawdown: CTA -20.8% vs SPY -56.5%.

Should I hold both CTA and SPY?

CTA and SPY have a monthly-return correlation of -0.27, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CTA and SPY?

CTA and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 504 unique securities.

Which pays a higher dividend, CTA or SPY?

CTA yields 5.12% while SPY yields 1.01%, so CTA currently pays the higher dividend yield.

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