CTA vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricCTAVTIWinner
Expense Ratio0.75%0.03%
AUM$1.5B$663.5B
Dividend Yield5.12%1.07%
Holdings1253,543
YTD Return+3.47%+13.87%
1Y Return+6.40%+23.31%
3Y Return (annualized)+7.72%+21.17%
5Y Return (annualized)-+12.23%
Volatility (annualized)16.8%15.3%
Max Drawdown-20.8%-56.6%
Fund FamilySimplify Exchange Traded FundsVanguard (US)
CategoryAlternativeEquity
InceptionMar 1, 2022May 24, 2001

CTA vs VTI Performance

Simplify Managed Futures Strategy ETF (CTA) is a ETF from Simplify Exchange Traded Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year CTA returned +6.40% while VTI returned +23.31%. Year to date, CTA is up 3.47% versus a gain of 13.87% for VTI.

Over three years, CTA compounded at +7.72% per year against +21.17% for VTI. Across the full 4-year window we track, VTI has the edge at +8.13% annualized vs +7.60%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CTA has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -20.8% for CTA and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.26. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CTA charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, CTA currently yields 5.12% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

CTA and VTI share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CTA or VTI?

CTA has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $72 per year of difference.

Which performed better, CTA or VTI?

Over the past year CTA returned +6.40% vs +23.31% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), CTA annualized +7.60% vs +8.13% for VTI. Past performance does not guarantee future results.

Which is riskier, CTA or VTI?

CTA has been the more volatile fund at 16.8% annualized versus 15.3% for VTI. Worst drawdown: CTA -20.8% vs VTI -56.6%.

Should I hold both CTA and VTI?

CTA and VTI have a monthly-return correlation of -0.26, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CTA and VTI?

CTA and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.

Which pays a higher dividend, CTA or VTI?

CTA yields 5.12% while VTI yields 1.07%, so CTA currently pays the higher dividend yield.

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