CVAR vs VXUS
Cultivar ETF vs Vanguard Total International Stock ETF
Which is better, CVAR or VXUS?
Mid Cap Value against Large Cap Blend.
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CVAR | VXUS |
|---|---|---|
| Expense Ratio | 0.87% | 0.05%Best |
| AUM | $47M | $158.1B |
| Dividend Yield | 1.36% | 2.59% |
| Holdings | 89 | 8,747 |
| YTD Return | +11.38% | +16.15%Best |
| 1Y Return | +14.56% | +27.58%Best |
| 3Y Return (annualized) | +11.34% | +20.48%Best |
| 5Y Return (annualized) | - | +9.09% |
| Volatility (annualized) | 15.7% | 15.2%Best |
| Max Drawdown | -19.4%Best | -28.4% |
| $10,000 over 4.7 years | $13,877 | $16,022Best |
| Fund Family | Cultivar ETF | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Value | Large Cap Blend |
| Inception | Dec 22, 2021 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.7 years row, are measured over the window both funds cover: Dec 23, 2021 to Sep 4, 2026 (4.7 years).
CVAR vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.7 years both funds cover.
CVAR vs VXUS Performance
Cultivar ETF (CVAR) is an ETF from Cultivar ETF and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year CVAR returned +14.56% while VXUS returned +27.58%. Year to date, CVAR is up 11.38% versus a gain of 16.15% for VXUS.
Over three years, CVAR compounded at +11.34% per year against +20.48% for VXUS.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CVAR has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 15.2% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.4% for CVAR and -28.4% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CVAR charges 0.87% per year while VXUS charges 0.05%. On a $10,000 position that is $87 vs $5 annually, a gap of $82 per year that compounds over a long holding period. On income, CVAR currently yields 1.36% against 2.59% for VXUS.
Holdings Overlap
At least 5.1% of CVAR's money is in holdings VXUS also owns.
Stated as a floor: for VXUS, our book for it covers 87.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
CVAR and VXUS share little of their money.
6 positions in common, counted across the 89 positions we hold weights for in CVAR and 8,094 in VXUS, against full books of 89 and 8,747.
Top Shared Holdings
| Stock | Weight in CVAR | Weight in VXUS | Difference |
|---|---|---|---|
| ABX:CABarrick Gold Corp ., January 2025, $23 .50 Cad | 1.40% | 0.08% | 1.32% |
| CNI:CACanadian Natl Railway Co | 0.97% | 0.14% | 0.83% |
| NTR:CANutrien Ltd | 0.96% | 0.07% | 0.89% |
| EQNR:OSEquinor Asa Sponsored Adr - Sponsored (1 Ads : 1 Ordinary) | 0.80% | 0.05% | 0.75% |
| HALHalliburton Co. | 0.65% | 0.02% | 0.63% |
| NICENice Ltd | 0.36% | 0.01% | 0.35% |
You are not choosing between two funds in isolation.
Whichever of CVAR and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CVAR or VXUS?
CVAR has an expense ratio of 0.87% while VXUS charges 0.05%. VXUS is the cheaper option, by $82 a year on a $10,000 investment.
Which performed better, CVAR or VXUS?
Over the past year CVAR returned +14.56% vs +27.58% for VXUS, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CVAR or VXUS?
CVAR has been the more volatile fund at 15.7% annualized versus 15.2% for VXUS. Worst drawdown: CVAR -19.4% vs VXUS -28.4%.
Should I hold both CVAR and VXUS?
CVAR and VXUS have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CVAR and VXUS?
At least 5.1% of CVAR's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 6 positions in common, counted across the 89 positions we hold weights for in CVAR and 8,094 in VXUS.
Which pays a higher dividend, CVAR or VXUS?
CVAR yields 1.36% while VXUS yields 2.59%, so VXUS currently pays the higher dividend yield.
Is VXUS better than CVAR?
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.