CVAR vs IVV
Cultivar ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | CVAR | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.87% | 0.03% | |
| AUM | $42M | $865.2B | |
| Dividend Yield | 1.42% | 1.09% | |
| Holdings | 91 | 508 | |
| YTD Return | +8.74% | +13.43% | |
| 1Y Return | +16.71% | +22.61% | |
| 3Y Return (annualized) | +9.70% | +21.47% | |
| 5Y Return (annualized) | - | +13.26% | |
| Volatility (annualized) | 15.7% | 15.1% | |
| Max Drawdown | -19.4% | -56.5% | |
| Fund Family | Cultivar ETF | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Dec 22, 2021 | May 15, 2000 |
CVAR vs IVV Performance
Cultivar ETF (CVAR) is a ETF from Cultivar ETF and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year CVAR returned +16.71% while IVV returned +22.61%. Year to date, CVAR is up 8.74% versus a gain of 13.43% for IVV.
Over three years, CVAR compounded at +9.70% per year against +21.47% for IVV. Across the full 5-year window we track, IVV has the edge at +7.03% annualized vs +6.77%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CVAR has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.4% for CVAR and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CVAR charges 0.87% per year while IVV charges 0.03%. On a $10,000 position that is $87 vs $3 annually, a gap of $84 per year that compounds over a long holding period. On income, CVAR currently yields 1.42% against 1.09% for IVV.
Holdings Overlap
CVAR and IVV share 47 holdings out of 546 unique holdings combined, representing a 4.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CVAR or IVV?
CVAR has an expense ratio of 0.87% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $84 per year of difference.
Which performed better, CVAR or IVV?
Over the past year CVAR returned +16.71% vs +22.61% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (5 years), CVAR annualized +6.77% vs +7.03% for IVV. Past performance does not guarantee future results.
Which is riskier, CVAR or IVV?
CVAR has been the more volatile fund at 15.7% annualized versus 15.1% for IVV. Worst drawdown: CVAR -19.4% vs IVV -56.5%.
Should I hold both CVAR and IVV?
CVAR and IVV have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CVAR and IVV?
CVAR and IVV share 47 common holdings with a 4.3% weight overlap. Combined, they hold 546 unique securities.
Which pays a higher dividend, CVAR or IVV?
CVAR yields 1.42% while IVV yields 1.09%, so CVAR currently pays the higher dividend yield.
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