CVAR vs VOO
Cultivar ETF vs Vanguard S&P 500 ETF
Which is better, CVAR or VOO?
Mid Cap Value against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window. CVAR is less concentrated, with 26.1% of the fund in its ten largest positions against 36.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CVAR | VOO |
|---|---|---|
| Expense Ratio | 0.87% | 0.03%Best |
| AUM | $47M | $997.4B |
| Dividend Yield | 1.36% | 1.08% |
| Holdings | 89 | 509 |
| YTD Return | +11.38% | +13.37%Best |
| 1Y Return | +14.56% | +20.08%Best |
| 3Y Return (annualized) | +11.34% | +21.29%Best |
| 5Y Return (annualized) | - | +12.89% |
| Volatility (annualized) | 15.7%Tie | 15.7%Tie |
| Max Drawdown | -19.4%Best | -24.5% |
| $10,000 over 4.7 years | $13,877 | $17,446Best |
| Top 10 Weight | 26.1%Best | 36.4% |
| Fund Family | Cultivar ETF | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Value | Large Cap Blend |
| Inception | Dec 22, 2021 | Sep 7, 2010 |
Volatility and max drawdown, and the $10,000 over 4.7 years row, are measured over the window both funds cover: Dec 23, 2021 to Sep 4, 2026 (4.7 years).
CVAR vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.7 years both funds cover.
CVAR vs VOO Performance
Cultivar ETF (CVAR) is an ETF from Cultivar ETF and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year CVAR returned +14.56% while VOO returned +20.08%. Year to date, CVAR is up 11.38% versus a gain of 13.37% for VOO.
Over three years, CVAR compounded at +11.34% per year against +21.29% for VOO.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CVAR and VOO have been equally volatile, both at 15.7% annualized.
The deepest peak-to-trough decline in our data was -19.4% for CVAR and -24.5% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CVAR charges 0.87% per year while VOO charges 0.03%. On a $10,000 position that is $87 vs $3 annually, a gap of $84 per year that compounds over a long holding period. On income, CVAR currently yields 1.36% against 1.08% for VOO.
Holdings Overlap
53.4% of CVAR's money is in holdings VOO also owns. 4.2% of VOO's money is in holdings CVAR also owns.
The two portfolios partly overlap.
49 positions in common, counted across the 89 positions we hold weights for in CVAR and 505 in VOO, against full books of 89 and 509.
What only one of them owns
Our book lists 448 positions for VOO that do not appear in our book for CVAR (95.3% of the fund), and 33 for CVAR that do not appear in VOO (40.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in CVAR | Weight in VOO | Difference |
|---|---|---|---|
| KMBKimberly-Clark Corp. | 2.48% | 0.06% | 2.42% |
| AREAlexandria Real Estate Equities Inc. | 2.18% | 0.01% | 2.17% |
| UNHUnitedhealth Group Incorporated | 1.39% | 0.59% | 0.80% |
| DGDollar General Corp. | 1.93% | 0.04% | 1.89% |
| INTUIntuit, Inc. | 1.83% | 0.11% | 1.72% |
| HUMHumana Inc. | 1.80% | 0.07% | 1.73% |
| VEEVVeeva Systems Inc., Class A | 1.71% | 0.04% | 1.67% |
| ESEversource Energ | 1.63% | 0.04% | 1.59% |
| HSYHershey Co. | 1.57% | 0.04% | 1.53% |
| TECHBio-Techne Corp | 1.54% | 0.02% | 1.52% |
53.4% of CVAR is already inside VOO.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CVAR or VOO?
CVAR has an expense ratio of 0.87% while VOO charges 0.03%. VOO is the cheaper option, by $84 a year on a $10,000 investment.
Which performed better, CVAR or VOO?
Over the past year CVAR returned +14.56% vs +20.08% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CVAR or VOO?
CVAR and VOO have been equally volatile, both at 15.7% annualized. Worst drawdown: CVAR -19.4% vs VOO -24.5%.
Should I hold both CVAR and VOO?
CVAR and VOO have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CVAR and VOO?
53.4% of CVAR's money is in holdings VOO also owns. 4.2% of VOO's is in holdings CVAR also owns. They hold 49 positions in common, counted across the 89 positions we hold weights for in CVAR and 505 in VOO.
Which pays a higher dividend, CVAR or VOO?
CVAR yields 1.36% while VOO yields 1.08%, so CVAR currently pays the higher dividend yield.
Is VOO better than CVAR?
VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window. CVAR is less concentrated, with 26.1% of the fund in its ten largest positions against 36.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.