CVAR vs VOO
Cultivar ETF vs Vanguard S&P 500 ETF
Which is better, CVAR or VOO?
Mid Cap Value against Large Cap Blend.
VOO has a lower expense ratio. CVAR led over 1Y, VOO over 3Y, 5Y and the full window. CVAR is less concentrated, with 25.2% of the fund in its ten largest positions against 39.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CVAR | VOO |
|---|---|---|
| Expense Ratio | 0.87% | 0.03%Best |
| AUM | $48M | $1.0T |
| Dividend Yield | 1.28% | 1.05% |
| Holdings | 180 | 519 |
| YTD Return | +14.61%Best | +12.11% |
| 1Y Return | +16.70%Best | +12.50% |
| 3Y Return (annualized) | +15.36% | +21.54%Best |
| 5Y Return (annualized) | +7.56% | +11.93%Best |
| Volatility (annualized) | 15.9% | 15.5%Best |
| Max Drawdown | -19.4%Best | -24.5% |
| $10,000 over 5 years | $14,396 | $17,568Best |
| Top 10 Weight | 25.2%Best | 39.1% |
| Fund Family | Cultivar ETF | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Value | Large Cap Blend |
| Inception | Dec 22, 2021 | Sep 7, 2010 |
Volatility and max drawdown are measured over the window both funds cover: Dec 23, 2021 to Nov 11, 2026 (4.9 years).
CVAR vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.9 years both funds cover.
CVAR vs VOO Performance
Cultivar ETF (CVAR) is an ETF from Cultivar ETF and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year CVAR returned +16.70% while VOO returned +12.50%. Year to date, CVAR is up 14.61% versus a gain of 12.11% for VOO.
Over three years, CVAR compounded at +15.36% per year against +21.54% for VOO; over five years the annualized figures are +7.56% and +11.93% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CVAR has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 15.5% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.4% for CVAR and -24.5% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.
Fees and Cost Over Time
CVAR charges 0.87% per year while VOO charges 0.03%. On a $10,000 position that is $87 vs $3 annually, a gap of $84 per year that compounds over a long holding period. On income, CVAR currently yields 1.28% against 1.05% for VOO.
Holdings Overlap
58.4% of CVAR's money is in holdings VOO also owns. 4.3% of VOO's money is in holdings CVAR also owns.
The two portfolios partly overlap.
49 positions in common, counted across the 87 positions we hold weights for in CVAR and 506 in VOO, against full books of 180 and 519.
What only one of them owns
Our book lists 452 positions for VOO that do not appear in our book for CVAR (95.6% of the fund), and 30 for CVAR that do not appear in VOO (33.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in CVAR | Weight in VOO | Difference |
|---|---|---|---|
| KMBKimberly-Clark Corp. | 2.59% | 0.05% | 2.54% |
| VEEVVeeva Systems Inc | 2.46% | 0.06% | 2.40% |
| ACNAccenture Plc | 2.00% | 0.17% | 1.83% |
| SWKSSkyworks Solutions Inc. | 2.08% | 0.02% | 2.06% |
| HUMHumana Inc. | 2.00% | 0.07% | 1.93% |
| DGDollar General Corp. | 1.95% | 0.04% | 1.91% |
| INTUIntuit, Inc. | 1.83% | 0.11% | 1.72% |
| UNHUnitedhealth Group Incorporated | 1.32% | 0.50% | 0.82% |
| BIIBBiogen Inc. | 1.74% | 0.05% | 1.69% |
| AREAlexandria Real Estate Equities Inc | 1.72% | 0.01% | 1.71% |
58.4% of CVAR is already inside VOO.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CVAR or VOO?
CVAR has an expense ratio of 0.87% while VOO charges 0.03%. VOO is the cheaper option, by $84 a year on a $10,000 investment.
Which performed better, CVAR or VOO?
Over the past year CVAR returned +16.70% vs +12.50% for VOO, so CVAR leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CVAR or VOO?
CVAR has been the more volatile fund at 15.9% annualized versus 15.5% for VOO. Worst drawdown: CVAR -19.4% vs VOO -24.5%.
Should I hold both CVAR and VOO?
CVAR and VOO have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CVAR and VOO?
58.4% of CVAR's money is in holdings VOO also owns. 4.3% of VOO's is in holdings CVAR also owns. They hold 49 positions in common, counted across the 87 positions we hold weights for in CVAR and 506 in VOO.
Which pays a higher dividend, CVAR or VOO?
CVAR yields 1.28% while VOO yields 1.05%, so CVAR currently pays the higher dividend yield.
Is VOO better than CVAR?
VOO has a lower expense ratio. CVAR led over 1Y, VOO over 3Y, 5Y and the full window. CVAR is less concentrated, with 25.2% of the fund in its ten largest positions against 39.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.