CVAR vs VOO
Cultivar ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | CVAR | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.87% | 0.03% | |
| AUM | $42M | $979.0B | |
| Dividend Yield | 1.42% | 1.09% | |
| Holdings | 91 | 509 | |
| YTD Return | +9.07% | +13.79% | |
| 1Y Return | +17.07% | +23.01% | |
| 3Y Return (annualized) | +9.54% | +21.78% | |
| 5Y Return (annualized) | - | +13.39% | |
| Volatility (annualized) | 15.7% | 14.1% | |
| Max Drawdown | -19.4% | -34.3% | |
| Fund Family | Cultivar ETF | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Dec 22, 2021 | Sep 7, 2010 |
CVAR vs VOO Performance
Cultivar ETF (CVAR) is a ETF from Cultivar ETF and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year CVAR returned +17.07% while VOO returned +23.01%. Year to date, CVAR is up 9.07% versus a gain of 13.79% for VOO.
Over three years, CVAR compounded at +9.54% per year against +21.78% for VOO. Across the full 5-year window we track, VOO has the edge at +13.57% annualized vs +6.85%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CVAR has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.4% for CVAR and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CVAR charges 0.87% per year while VOO charges 0.03%. On a $10,000 position that is $87 vs $3 annually, a gap of $84 per year that compounds over a long holding period. On income, CVAR currently yields 1.42% against 1.09% for VOO.
Holdings Overlap
CVAR and VOO share 47 holdings out of 546 unique holdings combined, representing a 4.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CVAR or VOO?
CVAR has an expense ratio of 0.87% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $84 per year of difference.
Which performed better, CVAR or VOO?
Over the past year CVAR returned +17.07% vs +23.01% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (5 years), CVAR annualized +6.85% vs +13.57% for VOO. Past performance does not guarantee future results.
Which is riskier, CVAR or VOO?
CVAR has been the more volatile fund at 15.7% annualized versus 14.1% for VOO. Worst drawdown: CVAR -19.4% vs VOO -34.3%.
Should I hold both CVAR and VOO?
CVAR and VOO have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CVAR and VOO?
CVAR and VOO share 47 common holdings with a 4.1% weight overlap. Combined, they hold 546 unique securities.
Which pays a higher dividend, CVAR or VOO?
CVAR yields 1.42% while VOO yields 1.09%, so CVAR currently pays the higher dividend yield.
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