DES vs SCHD

Quick Verdict

SCHD has a lower expense ratio. DES delivered stronger 1-year returns. DES offers more diversification with 510 holdings.

Lower Fees: SCHDHigher Returns: DESMore Diversified: DES

Side-by-Side Comparison

MetricDESSCHDWinner
Expense Ratio0.38%0.06%
AUM$2.2B$103.7B
Dividend Yield2.26%3.31%
Holdings530104
YTD Return+24.05%+24.26%
1Y Return+32.95%+31.38%
3Y Return (annualized)+13.73%+15.08%
5Y Return (annualized)+8.46%+9.72%
Volatility (annualized)20.1%13.6%
Max Drawdown-68.1%-33.4%
Fund FamilyWisdomTree InvestmentsCharles Schwab Asset Management
CategoryEquityEquity
InceptionJun 16, 2006Oct 20, 2011

DES vs SCHD Performance

WisdomTree US SmallCap Dividend Fund (DES) is a ETF from WisdomTree Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DES returned +32.95% while SCHD returned +31.38%. Year to date, DES is up 24.05% versus a gain of 24.26% for SCHD.

Over three years, DES compounded at +13.73% per year against +15.08% for SCHD; over five years the annualized figures are +8.46% and +9.72% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs +5.34%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DES has been the more volatile fund, with annualized monthly volatility of 20.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -68.1% for DES and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

DES charges 0.38% per year while SCHD charges 0.06%. On a $10,000 position that is $38 vs $6 annually, a gap of $32 per year that compounds over a long holding period. On income, DES currently yields 2.26% against 3.31% for SCHD.

Holdings Overlap

1.2%overlap

DES and SCHD share 24 holdings out of 586 unique holdings combined, representing a 1.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in DESWeight in SCHDDifference
BKE0.68%0.03%0.65%
FHI0.56%0.11%0.45%
IPAR0.49%0.06%0.43%
DINOProProPro
KFYProProPro
CNSProProPro
CVBFProProPro
WENProProPro
BANRProProPro
CHCOProProPro
See all 10 holdings DES shares with SCHD
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Frequently Asked Questions

Which is cheaper, DES or SCHD?

DES has an expense ratio of 0.38% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

Which performed better, DES or SCHD?

Over the past year DES returned +32.95% vs +31.38% for SCHD, so DES leads on 1-year performance. Over the longest common window we track (15 years), DES annualized +5.34% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, DES or SCHD?

DES has been the more volatile fund at 20.1% annualized versus 13.6% for SCHD. Worst drawdown: DES -68.1% vs SCHD -33.4%.

Should I hold both DES and SCHD?

DES and SCHD have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DES and SCHD?

DES and SCHD share 24 common holdings with a 1.2% weight overlap. Combined, they hold 586 unique securities.

Which pays a higher dividend, DES or SCHD?

DES yields 2.26% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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