DODGX vs SCHD
Dodge & Cox Stock Fund vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | DODGX | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.51% | 0.06% | |
| AUM | $79.3B | $108.7B | |
| Dividend Yield | 8.73% | 3.13% | |
| Holdings | 91 | 104 | |
| YTD Return | +8.92% | +28.70% | |
| 1Y Return | -93.37% | +32.27% | |
| 3Y Return (annualized) | -57.11% | +17.27% | |
| 5Y Return (annualized) | -40.50% | +10.23% | |
| Volatility (annualized) | 45.0% | 13.7% | |
| Max Drawdown | -94.5% | -33.4% | |
| Fund Family | Dodge & Cox Funds | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jan 4, 1965 | Oct 20, 2011 |
DODGX vs SCHD Performance
Dodge & Cox Stock Fund (DODGX) is a mutual fund from Dodge & Cox Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DODGX returned -93.37% while SCHD returned +32.27%. Year to date, DODGX is up 8.92% versus a gain of 28.70% for SCHD.
Over three years, DODGX compounded at -57.11% per year against +17.27% for SCHD; over five years the annualized figures are -40.50% and +10.23% respectively. Across the full 5-year window we track, SCHD has the edge at +11.63% annualized vs -40.50%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DODGX has been the more volatile fund, with annualized monthly volatility of 45.0% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -94.5% for DODGX and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.38. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DODGX charges 0.51% per year while SCHD charges 0.06%. On a $10,000 position that is $51 vs $6 annually, a gap of $45 per year that compounds over a long holding period. On income, DODGX currently yields 8.73% against 3.13% for SCHD.
Holdings Overlap
DODGX and SCHD share 6 holdings out of 180 unique holdings combined, representing a 5.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DODGX or SCHD?
DODGX has an expense ratio of 0.51% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $45 per year of difference.
Which performed better, DODGX or SCHD?
Over the past year DODGX returned -93.37% vs +32.27% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), DODGX annualized -40.50% vs +11.63% for SCHD. Past performance does not guarantee future results.
Which is riskier, DODGX or SCHD?
DODGX has been the more volatile fund at 45.0% annualized versus 13.7% for SCHD. Worst drawdown: DODGX -94.5% vs SCHD -33.4%.
Should I hold both DODGX and SCHD?
DODGX and SCHD have a monthly-return correlation of 0.38, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DODGX and SCHD?
DODGX and SCHD share 6 common holdings with a 5.2% weight overlap. Combined, they hold 180 unique securities.
Which pays a higher dividend, DODGX or SCHD?
DODGX yields 8.73% while SCHD yields 3.13%, so DODGX currently pays the higher dividend yield.
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