EAFG vs SPY
Pacer Developed Markets Cash Cows Growth Leaders ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. EAFG delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | EAFG | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.09% | |
| AUM | $2M | $821.1B | |
| Dividend Yield | 2.03% | 1.01% | |
| Holdings | 108 | 505 | |
| YTD Return | +11.81% | +14.24% | |
| 1Y Return | +23.05% | +21.71% | |
| 3Y Return (annualized) | - | +22.10% | |
| 5Y Return (annualized) | - | +13.21% | |
| Volatility (annualized) | 16.0% | 15.3% | |
| Max Drawdown | -16.5% | -56.5% | |
| Fund Family | Pacer ETFs | State Street Investment Management | |
| Category | Equity | Equity | |
| Inception | Mar 20, 2024 | Jan 22, 1993 |
EAFG vs SPY Performance
Pacer Developed Markets Cash Cows Growth Leaders ETF (EAFG) is a ETF from Pacer ETFs and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year EAFG returned +23.05% while SPY returned +21.71%. Year to date, EAFG is up 11.81% versus a gain of 14.24% for SPY.
Risk: Volatility and Drawdowns
EAFG has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.5% for EAFG and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EAFG charges 0.65% per year while SPY charges 0.09%. On a $10,000 position that is $65 vs $9 annually, a gap of $56 per year that compounds over a long holding period. On income, EAFG currently yields 2.03% against 1.01% for SPY.
Holdings Overlap
EAFG and SPY share 0 holdings out of 607 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EAFG or SPY?
EAFG has an expense ratio of 0.65% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $56 per year of difference.
Which performed better, EAFG or SPY?
Over the past year EAFG returned +23.05% vs +21.71% for SPY, so EAFG leads on 1-year performance. Over the longest common window we track (2 years), EAFG annualized +12.95% vs +8.86% for SPY. Past performance does not guarantee future results.
Which is riskier, EAFG or SPY?
EAFG has been the more volatile fund at 16.0% annualized versus 15.3% for SPY. Worst drawdown: EAFG -16.5% vs SPY -56.5%.
Should I hold both EAFG and SPY?
EAFG and SPY have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EAFG and SPY?
EAFG and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 607 unique securities.
Which pays a higher dividend, EAFG or SPY?
EAFG yields 2.03% while SPY yields 1.01%, so EAFG currently pays the higher dividend yield.
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