EAFG vs VTI
Pacer Developed Markets Cash Cows Growth Leaders ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | EAFG | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.03% | |
| AUM | $2M | $666.9B | |
| Dividend Yield | 2.03% | 1.07% | |
| Holdings | 108 | 3,543 | |
| YTD Return | +11.19% | +13.67% | |
| 1Y Return | +21.62% | +22.17% | |
| 3Y Return (annualized) | - | +21.93% | |
| 5Y Return (annualized) | - | +12.51% | |
| Volatility (annualized) | 15.9% | 15.3% | |
| Max Drawdown | -16.5% | -56.6% | |
| Fund Family | Pacer ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Mar 20, 2024 | May 24, 2001 |
EAFG vs VTI Performance
Pacer Developed Markets Cash Cows Growth Leaders ETF (EAFG) is a ETF from Pacer ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year EAFG returned +21.62% while VTI returned +22.17%. Year to date, EAFG is up 11.19% versus a gain of 13.67% for VTI.
Risk: Volatility and Drawdowns
EAFG has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.5% for EAFG and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EAFG charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, EAFG currently yields 2.03% against 1.07% for VTI.
Holdings Overlap
EAFG and VTI share 0 holdings out of 2890 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EAFG or VTI?
EAFG has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $62 per year of difference.
Which performed better, EAFG or VTI?
Over the past year EAFG returned +21.62% vs +22.17% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), EAFG annualized +12.61% vs +8.11% for VTI. Past performance does not guarantee future results.
Which is riskier, EAFG or VTI?
EAFG has been the more volatile fund at 15.9% annualized versus 15.3% for VTI. Worst drawdown: EAFG -16.5% vs VTI -56.6%.
Should I hold both EAFG and VTI?
EAFG and VTI have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EAFG and VTI?
EAFG and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2890 unique securities.
Which pays a higher dividend, EAFG or VTI?
EAFG yields 2.03% while VTI yields 1.07%, so EAFG currently pays the higher dividend yield.
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