EATZ vs SCHD

EATZ vs SCHD

Which is better, EATZ or SCHD?

All Cap Blend against Large Cap Value.

SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 61.2%.

Lower Fees: SCHDHigher Returns: SCHDLess Concentrated: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricEATZSCHD
Expense Ratio1.00%0.06%Best
AUM$2M$112.1B
Dividend Yield0.48%3.00%
Holdings22103
Volatility (annualized)21.3%14.7%Best
Max Drawdown-34.4%-16.9%Best
$10,000 over 5 years$11,336$15,246Best
Top 10 Weight61.2%41.8%Best
Fund FamilyAdvisor SharesCharles Schwab Asset Management
CategoryEquityEquity
StyleAll Cap BlendLarge Cap Value
InceptionApr 20, 2021Oct 20, 2011

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 134 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. EATZ has data through Apr 30, 2026 and SCHD through Sep 11, 2026.

Volatility and max drawdown, and the $10,000 over 5 years row, are measured over the window both funds cover: Apr 21, 2021 to Apr 30, 2026 (5 years).

Risk: Volatility and Drawdowns

EATZ has been the more volatile fund, with annualized monthly volatility of 21.3% compared with 14.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.4% for EATZ and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.

Fees and Cost Over Time

EATZ charges 1.00% per year while SCHD charges 0.06%. On a $10,000 position that is $100 vs $6 annually, a gap of $94 per year that compounds over a long holding period. On income, EATZ currently yields 0.48% against 3.00% for SCHD.

Holdings Overlap

EATZ already in SCHD4.9%
SCHD already in EATZ0.6%

4.9% of EATZ's money is in holdings SCHD also owns. 0.6% of SCHD's money is in holdings EATZ also owns.

EATZ and SCHD share little of their money.

The two holdings books were reported 213 days apart, EATZ as of Jan 30, 2026 and SCHD as of Aug 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.

1 positions in common, counted across the 22 positions we hold weights for in EATZ and 100 in SCHD, against full books of 22 and 103.

What only one of them owns

Our book lists 98 positions for SCHD that do not appear in our book for EATZ (99.3% of the fund), and 19 for EATZ that do not appear in SCHD (89.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in EATZWeight in SCHDDifference
DRIDarden Restaurants Inc.4.91%0.60%4.31%

You are not choosing between two funds in isolation.

Whichever of EATZ and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

EATZSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, EATZ or SCHD?

EATZ has an expense ratio of 1.00% while SCHD charges 0.06%. SCHD is the cheaper option, by $94 a year on a $10,000 investment.

Which is riskier, EATZ or SCHD?

EATZ has been the more volatile fund at 21.3% annualized versus 14.7% for SCHD. Worst drawdown: EATZ -34.4% vs SCHD -16.9%.

Should I hold both EATZ and SCHD?

EATZ and SCHD have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between EATZ and SCHD?

4.9% of EATZ's money is in holdings SCHD also owns. 0.6% of SCHD's is in holdings EATZ also owns. They hold 1 positions in common, counted across the 22 positions we hold weights for in EATZ and 100 in SCHD.

Which pays a higher dividend, EATZ or SCHD?

EATZ yields 0.48% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.

Is SCHD better than EATZ?

SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 61.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.