ECOW vs SCHD
Pacer Emerging Markets Cash Cows 100 ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. ECOW offers more diversification with 111 holdings.
Side-by-Side Comparison
| Metric | ECOW | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.70% | 0.06% | |
| AUM | $218M | $103.7B | |
| Dividend Yield | 4.62% | 3.31% | |
| Holdings | 117 | 104 | |
| YTD Return | +11.35% | +25.62% | |
| 1Y Return | +23.99% | +32.62% | |
| 3Y Return (annualized) | +17.72% | +15.58% | |
| 5Y Return (annualized) | +7.00% | +9.63% | |
| Volatility (annualized) | 18.7% | 13.6% | |
| Max Drawdown | -41.3% | -33.4% | |
| Fund Family | Pacer ETFs | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | May 2, 2019 | Oct 20, 2011 |
ECOW vs SCHD Performance
Pacer Emerging Markets Cash Cows 100 ETF (ECOW) is a ETF from Pacer ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ECOW returned +23.99% while SCHD returned +32.62%. Year to date, ECOW is up 11.35% versus a gain of 25.62% for SCHD.
Over three years, ECOW compounded at +17.72% per year against +15.58% for SCHD; over five years the annualized figures are +7.00% and +9.63% respectively. Across the full 7-year window we track, SCHD has the edge at +11.47% annualized vs +5.49%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ECOW has been the more volatile fund, with annualized monthly volatility of 18.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -41.3% for ECOW and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ECOW charges 0.70% per year while SCHD charges 0.06%. On a $10,000 position that is $70 vs $6 annually, a gap of $64 per year that compounds over a long holding period. On income, ECOW currently yields 4.62% against 3.31% for SCHD.
Holdings Overlap
ECOW and SCHD share 0 holdings out of 211 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ECOW or SCHD?
ECOW has an expense ratio of 0.70% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $64 per year of difference.
Which performed better, ECOW or SCHD?
Over the past year ECOW returned +23.99% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), ECOW annualized +5.49% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, ECOW or SCHD?
ECOW has been the more volatile fund at 18.7% annualized versus 13.6% for SCHD. Worst drawdown: ECOW -41.3% vs SCHD -33.4%.
Should I hold both ECOW and SCHD?
ECOW and SCHD have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ECOW and SCHD?
ECOW and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 211 unique securities.
Which pays a higher dividend, ECOW or SCHD?
ECOW yields 4.62% while SCHD yields 3.31%, so ECOW currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.