ECOW vs VTI

Quick Verdict

VTI has a lower expense ratio. ECOW delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: ECOWMore Diversified: VTI

Side-by-Side Comparison

MetricECOWVTIWinner
Expense Ratio0.70%0.03%
AUM$218M$663.5B
Dividend Yield4.62%1.07%
Holdings1173,543
YTD Return+11.34%+14.22%
1Y Return+22.24%+22.19%
3Y Return (annualized)+17.70%+21.27%
5Y Return (annualized)+6.80%+12.23%
Volatility (annualized)18.7%15.3%
Max Drawdown-41.3%-56.6%
Fund FamilyPacer ETFsVanguard (US)
CategoryEquityEquity
InceptionMay 2, 2019May 24, 2001

ECOW vs VTI Performance

Pacer Emerging Markets Cash Cows 100 ETF (ECOW) is a ETF from Pacer ETFs and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year ECOW returned +22.24% while VTI returned +22.19%. Year to date, ECOW is up 11.34% versus a gain of 14.22% for VTI.

Over three years, ECOW compounded at +17.70% per year against +21.27% for VTI; over five years the annualized figures are +6.80% and +12.23% respectively. Across the full 7-year window we track, VTI has the edge at +8.14% annualized vs +5.48%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

ECOW has been the more volatile fund, with annualized monthly volatility of 18.7% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -41.3% for ECOW and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

ECOW charges 0.70% per year while VTI charges 0.03%. On a $10,000 position that is $70 vs $3 annually, a gap of $67 per year that compounds over a long holding period. On income, ECOW currently yields 4.62% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

ECOW and VTI share 0 holdings out of 2894 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, ECOW or VTI?

ECOW has an expense ratio of 0.70% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $67 per year of difference.

Which performed better, ECOW or VTI?

Over the past year ECOW returned +22.24% vs +22.19% for VTI, so ECOW leads on 1-year performance. Over the longest common window we track (7 years), ECOW annualized +5.48% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, ECOW or VTI?

ECOW has been the more volatile fund at 18.7% annualized versus 15.3% for VTI. Worst drawdown: ECOW -41.3% vs VTI -56.6%.

Should I hold both ECOW and VTI?

ECOW and VTI have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between ECOW and VTI?

ECOW and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2894 unique securities.

Which pays a higher dividend, ECOW or VTI?

ECOW yields 4.62% while VTI yields 1.07%, so ECOW currently pays the higher dividend yield.

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