ECOW vs VTI

ECOW vs VTI

Which is better, ECOW or VTI?

Large Cap Value against Large Cap Blend.

VTI has a lower expense ratio. ECOW led over 1Y, VTI over 3Y, 5Y and the full window.

Lower Fees: VTIHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricECOWVTI
Expense Ratio0.70%0.03%Best
AUM$225M$666.9B
Dividend Yield4.45%1.07%
Holdings1193,543
YTD Return+12.23%+12.95%Best
1Y Return+20.87%Best+19.17%
3Y Return (annualized)+18.09%+20.86%Best
5Y Return (annualized)+6.52%+11.72%Best
Volatility (annualized)18.6%16.9%Best
Max Drawdown-41.3%-35.0%Best
$10,000 over 5 years$13,714$17,404Best
Fund FamilyPacer ETFsVanguard (US)
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Blend
InceptionMay 2, 2019May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: May 6, 2019 to Sep 8, 2026 (7.3 years).

ECOW vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.3 years both funds cover.

ECOW vs VTI Performance

Pacer Emerging Markets Cash Cows 100 ETF (ECOW) is an ETF from Pacer ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year ECOW returned +20.87% while VTI returned +19.17%. Year to date, ECOW is up 12.23% versus a gain of 12.95% for VTI.

Over three years, ECOW compounded at +18.09% per year against +20.86% for VTI; over five years the annualized figures are +6.52% and +11.72% respectively. Across the full 7-year window we track, VTI has the edge at +14.57% annualized vs +5.54%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

ECOW has been the more volatile fund, with annualized monthly volatility of 18.6% compared with 16.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -41.3% for ECOW and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

ECOW charges 0.70% per year while VTI charges 0.03%. On a $10,000 position that is $70 vs $3 annually, a gap of $67 per year that compounds over a long holding period. On income, ECOW currently yields 4.45% against 1.07% for VTI.

Holdings Overlap

We hold position weights for 110 holdings in ECOW and 2,788 in VTI, totalling 99.5% and 92.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 110 positions we hold weights for in ECOW and 2,788 in VTI, against full books of 119 and 3,543.

You are not choosing between two funds in isolation.

Whichever of ECOW and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

ECOWVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, ECOW or VTI?

ECOW has an expense ratio of 0.70% while VTI charges 0.03%. VTI is the cheaper option, by $67 a year on a $10,000 investment.

Which performed better, ECOW or VTI?

Over the past year ECOW returned +20.87% vs +19.17% for VTI, so ECOW leads on 1-year performance. Over the longest common window we track (7 years), ECOW annualized +5.54% vs +14.57% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, ECOW or VTI?

ECOW has been the more volatile fund at 18.6% annualized versus 16.9% for VTI. Worst drawdown: ECOW -41.3% vs VTI -35.0%.

Should I hold both ECOW and VTI?

ECOW and VTI have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, ECOW or VTI?

ECOW yields 4.45% while VTI yields 1.07%, so ECOW currently pays the higher dividend yield.

Is VTI better than ECOW?

VTI has a lower expense ratio. ECOW led over 1Y, VTI over 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.