EDV vs SCHD
Vanguard Extended Duration Treasury ETF vs Schwab US Dividend Equity ETF
Which is better, EDV or SCHD?
Long Term Government Bond against Large Cap Value.
EDV has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EDV | SCHD |
|---|---|---|
| Expense Ratio | 0.05%Best | 0.06% |
| AUM | $3.8B | $112.1B |
| Dividend Yield | 5.42% | 3.00% |
| Holdings | 83 | 103 |
| YTD Return | -4.73% | +24.23%Best |
| 1Y Return | -8.71% | +27.90%Best |
| 3Y Return (annualized) | -3.49% | +15.55%Best |
| 5Y Return (annualized) | -12.72% | +9.97%Best |
| Volatility (annualized) | 18.6% | 13.6%Best |
| Max Drawdown | -62.0% | -33.4%Best |
| $10,000 over 5 years | $5,065 | $16,083Best |
| Fund Family | Vanguard (US) | Charles Schwab Asset Management |
| Category | Fixed Income | Equity |
| Style | Long Term Government Bond | Large Cap Value |
| Inception | Dec 6, 2007 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 17, 2026 (14.9 years).
EDV vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
EDV vs SCHD Performance
Vanguard Extended Duration Treasury ETF (EDV) is an ETF from Vanguard (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year EDV returned -8.71% while SCHD returned +27.90%. Year to date, EDV is down 4.73% versus a gain of 24.23% for SCHD.
Over three years, EDV compounded at -3.49% per year against +15.55% for SCHD; over five years the annualized figures are -12.72% and +9.97% respectively. Across the full 15-year window we track, SCHD has the edge at +11.30% annualized vs -2.94%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EDV has been the more volatile fund, with annualized monthly volatility of 18.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -62.0% for EDV and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.01. They move largely independently of each other.
Fees and Cost Over Time
EDV charges 0.05% per year while SCHD charges 0.06%. On a $10,000 position that is $5 vs $6 annually, a gap of $1 per year that compounds over a long holding period. On income, EDV currently yields 5.42% against 3.00% for SCHD.
You are not choosing between two funds in isolation.
Whichever of EDV and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EDV or SCHD?
EDV has an expense ratio of 0.05% while SCHD charges 0.06%. EDV is the cheaper option, by $1 a year on a $10,000 investment.
Which performed better, EDV or SCHD?
Over the past year EDV returned -8.71% vs +27.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), EDV annualized -2.94% vs +11.30% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EDV or SCHD?
EDV has been the more volatile fund at 18.6% annualized versus 13.6% for SCHD. Worst drawdown: EDV -62.0% vs SCHD -33.4%.
Should I hold both EDV and SCHD?
EDV and SCHD have a monthly-return correlation of 0.01, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, EDV or SCHD?
EDV yields 5.42% while SCHD yields 3.00%, so EDV currently pays the higher dividend yield.
Is SCHD better than EDV?
EDV has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.