EFAX vs VTI
State Street SPDR MSCI EAFE Fossil Fuel Reserves Free ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, EFAX or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EFAX | VTI |
|---|---|---|
| Expense Ratio | 0.20% | 0.03%Best |
| AUM | $510M | $666.9B |
| Dividend Yield | 3.06% | 1.03% |
| Holdings | 658 | 3,543 |
| YTD Return | +8.76% | +11.65%Best |
| 1Y Return | +15.72% | +17.34%Best |
| 3Y Return (annualized) | +17.43% | +20.35%Best |
| 5Y Return (annualized) | +7.76% | +11.72%Best |
| Volatility (annualized) | 15.2%Best | 15.9% |
| Max Drawdown | -36.2% | -35.0%Best |
| $10,000 over 5 years | $14,531 | $17,404Best |
| Fund Family | SPDR State Street Global Advisors | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Oct 24, 2016 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 25, 2016 to Sep 10, 2026 (9.9 years).
EFAX vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.9 years both funds cover.
EFAX vs VTI Performance
State Street SPDR MSCI EAFE Fossil Fuel Reserves Free ETF (EFAX) is an ETF from SPDR State Street Global Advisors and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year EFAX returned +15.72% while VTI returned +17.34%. Year to date, EFAX is up 8.76% versus a gain of 11.65% for VTI.
Over three years, EFAX compounded at +17.43% per year against +20.35% for VTI; over five years the annualized figures are +7.76% and +11.72% respectively. Across the full 10-year window we track, VTI has the edge at +14.06% annualized vs +7.82%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 15.2% for EFAX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -36.2% for EFAX and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EFAX charges 0.20% per year while VTI charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, EFAX currently yields 3.06% against 1.03% for VTI.
Holdings Overlap
At least 1.2% of EFAX's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
EFAX and VTI share little of their money.
10 positions in common, counted across the 631 positions we hold weights for in EFAX and 2,787 in VTI, against full books of 658 and 3,543.
Top Shared Holdings
| Stock | Weight in EFAX | Weight in VTI | Difference |
|---|---|---|---|
| AI:PAAir Liquide Sa | 0.61% | 0.00% | 0.61% |
| HBANHuntington Bancshares Inc./Oh | 0.10% | 0.05% | 0.05% |
| UMG:ASUniversal Music Group NV | 0.09% | 0.05% | 0.04% |
| ADPAutomatic Data Processing, Inc. | 0.02% | 0.12% | 0.10% |
| EQTEqt Corp | 0.08% | 0.05% | 0.03% |
| MTX:SGMtu Aero Engines Ag | 0.11% | 0.00% | 0.11% |
| FBK:MIFinecobank S.P.A. | 0.08% | 0.00% | 0.08% |
| SIG:AUSigma Pharmaceuticals Ltd | 0.05% | 0.00% | 0.05% |
| AMAntero Midstream Corp | 0.03% | 0.01% | 0.02% |
| SGP:AUStockland | 0.03% | 0.00% | 0.03% |
You are not choosing between two funds in isolation.
Whichever of EFAX and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EFAX or VTI?
EFAX has an expense ratio of 0.20% while VTI charges 0.03%. VTI is the cheaper option, by $17 a year on a $10,000 investment.
Which performed better, EFAX or VTI?
Over the past year EFAX returned +15.72% vs +17.34% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (10 years), EFAX annualized +7.82% vs +14.06% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EFAX or VTI?
VTI has been the more volatile fund at 15.9% annualized versus 15.2% for EFAX. Worst drawdown: EFAX -36.2% vs VTI -35.0%.
Should I hold both EFAX and VTI?
EFAX and VTI have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between EFAX and VTI?
At least 1.2% of EFAX's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 10 positions in common, counted across the 631 positions we hold weights for in EFAX and 2,787 in VTI.
Which pays a higher dividend, EFAX or VTI?
EFAX yields 3.06% while VTI yields 1.03%, so EFAX currently pays the higher dividend yield.
Is VTI better than EFAX?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.