EFRA vs SPY

EFRA vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricEFRASPYWinner
Expense Ratio0.47%0.09%
AUM$6M$821.1B
Dividend Yield4.07%1.01%
Holdings101505
YTD Return+9.05%+13.17%
1Y Return+10.61%+21.53%
3Y Return (annualized)+12.88%+22.06%
5Y Return (annualized)-+13.35%
Volatility (annualized)15.3%15.3%
Max Drawdown-17.9%-56.5%
Fund FamilyiShares by BlackRock (US)State Street Investment Management
CategoryEquityEquity
InceptionNov 1, 2022Jan 22, 1993

EFRA vs SPY Performance

iShares Environmental Infrastructure and Industrials ETF (EFRA) is a ETF from iShares by BlackRock (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year EFRA returned +10.61% while SPY returned +21.53%. Year to date, EFRA is up 9.05% versus a gain of 13.17% for SPY.

Over three years, EFRA compounded at +12.88% per year against +22.06% for SPY. Across the full 4-year window we track, EFRA has the edge at +13.89% annualized vs +8.82%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EFRA has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.9% for EFRA and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EFRA charges 0.47% per year while SPY charges 0.09%. On a $10,000 position that is $47 vs $9 annually, a gap of $38 per year that compounds over a long holding period. On income, EFRA currently yields 4.07% against 1.01% for SPY.

Holdings Overlap

0.3%overlap

EFRA and SPY share 6 holdings out of 578 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in EFRAWeight in SPYDifference
WAB6.33%0.08%6.25%
SW6.32%0.04%6.28%
XYL6.29%0.04%6.25%
VLTOProProPro
AWKProProPro
PNRProProPro
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Frequently Asked Questions

Which is cheaper, EFRA or SPY?

EFRA has an expense ratio of 0.47% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $38 per year of difference.

Which performed better, EFRA or SPY?

Over the past year EFRA returned +10.61% vs +21.53% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (4 years), EFRA annualized +13.89% vs +8.82% for SPY. Past performance does not guarantee future results.

Which is riskier, EFRA or SPY?

EFRA has been the more volatile fund at 15.3% annualized versus 15.3% for SPY. Worst drawdown: EFRA -17.9% vs SPY -56.5%.

Should I hold both EFRA and SPY?

EFRA and SPY have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EFRA and SPY?

EFRA and SPY share 6 common holdings with a 0.3% weight overlap. Combined, they hold 578 unique securities.

Which pays a higher dividend, EFRA or SPY?

EFRA yields 4.07% while SPY yields 1.01%, so EFRA currently pays the higher dividend yield.

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